Annual Report: - Gorenjska banka

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Gorenjska banka, d. d., Kranj Bleiweisova cesta 1, p.p. 147 SI - 4000 Kranj Telephone: +386 4 208 40 00 Telefax: +386 4 202 15 03 BIC: GORE SI 2X E-mail: info@gbkr.si Website: http://www.gbkr.si Production: Gorenjska banka, d. d., Kranj Creative solution: Sonce.net d.o.o. Design: Sabina Vrhovnik Špiler Photo: iStockphoto, Dean Dubokovič Print: Tiskarna Žnidarič www.gbkr.si
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Annual Report: All that counts.
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Financial Report 51 Statement of ma
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6 Gorenjska banka, d. d., Kranj Ann
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Financial highlights International
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Statement of the President of the M
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Report of the Supervisory Board of
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Information regarding the adoption
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Management and Organizational Chart
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Business Network Gorenjska banka, d
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Knowledge. A veritable wealth of kn
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In 2011, the financial crisis again
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About the Gorenjska banka group Com
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About the associated company Skupna
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The Bank’s business policies by k
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Activities in the area of human res
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Securities portfolio management The
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Total comprehensive income, i.e. ne
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The Bank’s equity investment in t
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The figure below shows the structur
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Comprehensive savings products offe
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Social responsibility Sponsorships
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Data and explanations pursuant to A
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Other explanations Shareholders in
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50 Gorenjska banka, d. d., Kranj An
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Statement of management’s respons
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Statement of financial position The
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Cash flow statement The notes on pa
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2.1.1. Existing standards and inter
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Under this method, The Bank’s sha
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2.4.1.4. Available for sale financi
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2.9. Fee and commission income Fees
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2.13. Accounting for leases 2.13.1.
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2.19. Financial guarantee contracts
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In 2011, the Bank applied a model f
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Back office and risk management sec
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4.1.2. Maximum exposure to credit r
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The total impairment provision for
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c) Loans and receivables past due a
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Loans to individuals are impaired a
Page 82 and 83: 4.1.6. Debt securities The table be
Page 84 and 85: The Bank has a defined absolute lim
Page 86 and 87: (in thousand of EUR) Up to 1-3 3-12
Page 88 and 89: To control liquidity risk, accounti
Page 90 and 91: 4.3.2. Derivative financial liabili
Page 92 and 93: 4.4. Estimated fair value of financ
Page 94 and 95: 4.4.3.1. Assets and liabilities mea
Page 96 and 97: In order to measure the fair value
Page 98 and 99: The table below contains a summary
Page 100 and 101: 100 Gorenjska banka, d. d., Kranj A
Page 114 and 115: According to Slovenian legislation
Page 120 and 121: 40. - 48. Other notes 40. Off-balan
Page 124: 124 Gorenjska banka, d. d., Kranj A
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Annual Report: - Gorenjska banka

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