Annual Report: - Gorenjska banka

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Business Network Gorenjska banka, d. d., Kranj Bleiweisova cesta 1, p.p. 147, SI - 4000 Kranj Telephone: +386 4 208 40 00 Telefax: +386 4 202 15 03 BIC: GORE SI 2X President of Management Board: Gorazd Trček E-mail: info@gbkr.si Website: http://www.gbkr.si International Business: Telephone: +386 4 208 44 16 Telefax: +386 4 202 17 18 General Manager International: Milena Preželj Branches Kranj Bleiweisova cesta 1 Telephone: +386 4 208 40 00 Telefax: +386 4 208 44 91 Škofja Loka Kapucinski trg 7 Telephone: +386 4 208 41 41 Telefax: +386 4 512 40 15 Jesenice Cesta maršala Tita 8 Telephone: +386 4 208 46 01 Telefax: +386 4 586 45 53 Tržič Trg svobode 1 Telephone: + 386 4 208 45 28 Telefax: + 386 4 596 34 20 18 Gorenjska banka, d. d., Kranj Annual Report 2011 Management Report Radovljica Gorenjska cesta 16 Telephone: + 386 4 208 46 51 Telefax: + 386 4 531 44 85 Ljubljana Dalmatinova cesta 4 Telephone: +386 4 208 45 45 Telefax: +386 1 231 52 68
Agencies Kranj 1. Kranj, Bleiweisova cesta 1 Telephone: +386 4 208 40 00 Telefax: +386 4 208 44 91 2. Kranj, Koroška cesta 4 Telephone: +386 4 208 45 00 Telefax: +386 4 252 15 29 3. Kranj, Cesta Jaka Platiše 18 Telephone: +386 4 208 45 04 Telefax: +386 4 233 11 05 4. Kranj, Delavska cesta 22 Telephone: +386 4 208 45 13 Telefax: +386 4 231 20 32 5. Šenčur, Kranjska cesta 4 Telephone: +386 4 208 45 07 Telefax: +386 4 251 14 56 6. Cerklje, Trg Davorina Jenka 10 Telephone: +386 4 208 45 10 Telefax: +386 4 252 25 05 7. Kranj, Cesta Staneta Žagarja 69 Telephone: +386 4 208 45 16 Telefax: +386 4 234 40 51 8. Kranj, Stara cesta 25 b Telephone: +386 4 208 45 19 Telefax: +386 4 234 30 48 9. Koper, Ankaranska 2 Telephone: +386 4 208 45 60 Telefax: +386 5 663 31 71 Jesenice 10. Jesenice, Cesta maršala Tita 8 Telephone: +386 4 208 46 01 Telefax: +386 4 586 45 53 11. Jesenice, Plavž, Cesta Cirila Tavčarja 8 Telephone: +386 4 208 46 21 Telefax: +386 4 586 02 57 12. Kranjska Gora, Borovška cesta 95 Telephone: +386 4 208 46 26 Telefax: +386 4 588 14 30 Ljubljana 13. Ljubljana, Celovška cesta 268 Telephone: +386 4 208 45 52 Telefax: +386 1 518 75 63 14. Ljubljana, Dalmatinova ulica 4 Telephone: +386 4 208 45 45 Telefax: +386 1 231 52 68 15. Domžale, Ljubljanska cesta 82 Telephone: +386 4 208 45 50 Telefax: +386 1 722 02 70 16. Kamnik, Domžalska cesta 3 Telephone: +386 4 208 45 55 Telefax: +386 1 831 16 14 19 Radovljica 17. Radovljica, Gorenjska cesta 16 Telephone: +386 4 208 46 51 Telefax: +386 4 531 44 85 18. Bled, Cesta svobode 15 Telephone: +386 4 208 46 76 Telefax: +386 4 574 13 69 19. Bohinjska Bistrica, Trg svobode 2b Telephone: +386 4 208 46 83 Telefax: +386 572 10 09 20. Lesce, Alpska cesta 37 Telephone: +386 4 208 46 72 Telefax: +386 4 530 23 11 21. Lesce, Rožna dolina 51 Telephone: +386 4 208 46 68 Telefax: +386 4 531 65 39 Škofja Loka 22. Škofja Loka, Kapucinski trg 7 Telephone: +386 4 208 41 41 Telefax: +386 4 512 40 15 23. Škofja Loka, Mestni trg 16 Telephone: +386 4 208 41 73 Telefax: +386 4 512 40 42 24. Škofja Loka, Frankovo naselje 67 Telephone: +386 4 208 41 77 Telefax: +386 4 512 40 59 25. Gorenja vas, Poljanska cesta 65a Telephone: +386 208 41 70 Telefax: +386 4 512 40 65 26. Železniki, Na Kresu 26 Telephone: +386 4 208 41 63 Telefax: +386 4 514 63 71 27. Žiri, Loška cesta 5 Telephone: +386 4 208 41 65 Telefax: +386 4 510 41 50 28. Škofja Loka, Grenc 54 Telephone: +386 4 208 41 81 Telefax: +386 4 255 59 10 Tržič 29. Tržič, Trg svobode 1 Telephone: +386 4 208 45 28 Telefax: +386 4 596 34 20 30. Tržič, Bistrica pri Tržiču, Ste Marie aux Mines 36 Telephone: +386 4 208 45 36 Telefax: +386 4 596 34 35 Gorenjska banka, d. d., Kranj Annual Report 2011 Management Report
Page 1 and 2: Annual Report: All that counts.
Page 3: Financial Report 51 Statement of ma
Page 6 and 7: 6 Gorenjska banka, d. d., Kranj Ann
Page 8 and 9: Financial highlights International
Page 10 and 11: Statement of the President of the M
Page 12 and 13: Report of the Supervisory Board of
Page 14 and 15: Information regarding the adoption
Page 16 and 17: Management and Organizational Chart
Page 21 and 22: Knowledge. A veritable wealth of kn
Page 23 and 24: In 2011, the financial crisis again
Page 25 and 26: About the Gorenjska banka group Com
Page 27 and 28: About the associated company Skupna
Page 29 and 30: The Bank’s business policies by k
Page 31 and 32: Activities in the area of human res
Page 33 and 34: Securities portfolio management The
Page 35 and 36: Total comprehensive income, i.e. ne
Page 37 and 38: The Bank’s equity investment in t
Page 39 and 40: The figure below shows the structur
Page 41 and 42: Comprehensive savings products offe
Page 43 and 44: Social responsibility Sponsorships
Page 45 and 46: Data and explanations pursuant to A
Page 47: Other explanations Shareholders in
Page 50 and 51: 50 Gorenjska banka, d. d., Kranj An
Page 52 and 53: Statement of management’s respons
Page 54 and 55: Statement of financial position The
Page 56 and 57: Cash flow statement The notes on pa
Page 58 and 59: 2.1.1. Existing standards and inter
Page 60 and 61: Under this method, The Bank’s sha
Page 62 and 63: 2.4.1.4. Available for sale financi
Page 64 and 65: 2.9. Fee and commission income Fees
Page 66 and 67: 2.13. Accounting for leases 2.13.1.
Page 68 and 69:
2.19. Financial guarantee contracts
Page 70 and 71:
In 2011, the Bank applied a model f
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Back office and risk management sec
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4.1.2. Maximum exposure to credit r
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The total impairment provision for
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c) Loans and receivables past due a
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Loans to individuals are impaired a
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4.1.6. Debt securities The table be
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The Bank has a defined absolute lim
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(in thousand of EUR) Up to 1-3 3-12
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To control liquidity risk, accounti
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4.3.2. Derivative financial liabili
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4.4. Estimated fair value of financ
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4.4.3.1. Assets and liabilities mea
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In order to measure the fair value
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The table below contains a summary
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100 Gorenjska banka, d. d., Kranj A
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According to Slovenian legislation
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40. - 48. Other notes 40. Off-balan
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Gorenjska banka, d. d., Kranj Bleiw
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Annual Report: - Gorenjska banka

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