Annual Report: - Gorenjska banka

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6 Gorenjska banka, d. d., Kranj Annual Report 2011 Management Report
Management Report 7 Gorenjska banka, d. d., Kranj Annual Report 2011 Management Report
Page 1 and 2: Annual Report: All that counts.
Page 3: Financial Report 51 Statement of ma
Page 8 and 9: Financial highlights International
Page 10 and 11: Statement of the President of the M
Page 12 and 13: Report of the Supervisory Board of
Page 14 and 15: Information regarding the adoption
Page 16 and 17: Management and Organizational Chart
Page 18 and 19: Business Network Gorenjska banka, d
Page 21 and 22: Knowledge. A veritable wealth of kn
Page 23 and 24: In 2011, the financial crisis again
Page 25 and 26: About the Gorenjska banka group Com
Page 27 and 28: About the associated company Skupna
Page 29 and 30: The Bank’s business policies by k
Page 31 and 32: Activities in the area of human res
Page 33 and 34: Securities portfolio management The
Page 35 and 36: Total comprehensive income, i.e. ne
Page 37 and 38: The Bank’s equity investment in t
Page 39 and 40: The figure below shows the structur
Page 41 and 42: Comprehensive savings products offe
Page 43 and 44: Social responsibility Sponsorships
Page 45 and 46: Data and explanations pursuant to A
Page 47: Other explanations Shareholders in
Page 50 and 51: 50 Gorenjska banka, d. d., Kranj An
Page 52 and 53: Statement of management’s respons
Page 54 and 55: Statement of financial position The
Page 56 and 57:
Cash flow statement The notes on pa
Page 58 and 59:
2.1.1. Existing standards and inter
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Under this method, The Bank’s sha
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2.4.1.4. Available for sale financi
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2.9. Fee and commission income Fees
Page 66 and 67:
2.13. Accounting for leases 2.13.1.
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2.19. Financial guarantee contracts
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In 2011, the Bank applied a model f
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Back office and risk management sec
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4.1.2. Maximum exposure to credit r
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The total impairment provision for
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c) Loans and receivables past due a
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Loans to individuals are impaired a
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4.1.6. Debt securities The table be
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The Bank has a defined absolute lim
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(in thousand of EUR) Up to 1-3 3-12
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To control liquidity risk, accounti
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4.3.2. Derivative financial liabili
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4.4. Estimated fair value of financ
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4.4.3.1. Assets and liabilities mea
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In order to measure the fair value
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The table below contains a summary
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100 Gorenjska banka, d. d., Kranj A
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According to Slovenian legislation
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40. - 48. Other notes 40. Off-balan
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Gorenjska banka, d. d., Kranj Bleiw
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Annual Report: - Gorenjska banka

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