- Page 1 and 2: Annual Report: All that counts.
- Page 3: Financial Report 51 Statement of ma
- Page 7 and 8: Management Report 7 Gorenjska banka
- Page 9 and 10: 9 Gorenjska banka, d. d., Kranj Ann
- Page 11 and 12: levels at Gorenjska banka, was stre
- Page 13 and 14: work programme and the rules govern
- Page 15 and 16: Management of the Bank Management B
- Page 17 and 18: Top Management Structure General me
- Page 19: Agencies Kranj 1. Kranj, Bleiweisov
- Page 22 and 23: The economic environment and the ba
- Page 24 and 25: The quality of banks' investments d
- Page 26 and 27: 7. participation in the issuance of
- Page 28 and 29: Business policies of the Bank The S
- Page 30 and 31: Activities on the lending market wi
- Page 32 and 33: Review of banking operations by key
- Page 34 and 35: Review of operations through the fi
- Page 36 and 37: Investments in securities and equit
- Page 38 and 39: Shareholders information The Bank's
- Page 40 and 41: Development and innovations IT upgr
- Page 42 and 43: Human resource management Human res
- Page 44 and 45: Entrepreneurial projects Gorenjska
- Page 46 and 47: Bank rules on the appointment and r
- Page 49 and 50: Excellence. Excellence is more than
- Page 51 and 52: 51 Financial Report Gorenjska banka
- Page 53 and 54: Income statement The notes on pages
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Statement of changes in equity The
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Notes to financial statements 1. Ge
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• IFRS 11 ‘Joint Arrangements
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2.4.1.1. Financial assets at fair v
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2.5. Sale and repurchase agreements
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The calculation of present value of
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2.15. Investment property Investmen
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2.22. Borrowings and other financia
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4.1. Credit risk Credit risk is the
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Risk management and corporate banki
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The table below presents fair value
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(b) Loans and receivables not past
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(d) Loans and receivables not past
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(b) Industry sectors The following
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According to the Bank’s trading p
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The Bank has an established interes
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4.2.3. Market risk from trading inv
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4.3.1. Non-derivative financial lia
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4.3.4. Maturities of financial asse
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As most of the Bank’s deposits ar
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Method, scenario / value in EUR Wei
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Internal valuation model is based o
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5. - 16. Notes to the income statem
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101 Gorenjska banka, d. d., Kranj A
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17. - 39. Notes to the statement of
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Due to a long-term and significant
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Movements in provisions for impairm
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109 Gorenjska banka, d. d., Kranj A
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27. Investment in associates and su
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113 Gorenjska banka, d. d., Kranj A
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115 Gorenjska banka, d. d., Kranj A
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In 2011 the number of treasury shar
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119 Gorenjska banka, d. d., Kranj A
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42. Related party transactions Part
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45. Changes in equity and distribut
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Trust. Tradition based on 56 years
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Independent Auditor’s Report 129
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131 Gorenjska banka, d. d., Kranj A