[PDF] NatWest Welcome Account

3.2.2 You will be responsible for all losses caused by:(a) any fraudulent activity on your part; and(b) any person acting with your authority.General Condition 8.1 sets out in greaterdetail your responsibilities for losses causedby your failure to protect your account.3.2.3 General Conditions 13.3 and 13.4 set outyour responsibility for losses caused by yourfailure to follow the security procedures foroperating your account by telephone or byaccessing our website.3.2.4 General Conditions 14.10 and 14.11 set out yourresponsibility for losses caused by the misuse ofNatWest Welcome Debit Cards and NatWestWelcome Money Transfer Cards.4. PAYMENTS INTO YOUR ACCOUNT4.1 Cash and electronic funds4.1.1 The following terms apply if cash is paid into youraccount:(a) if the cash is paid in over the counter in one ofour branches, the money will be added to yourbalance and credited to your account forinterest purposes immediately; or(b) if the cash is paid into one of our quick depositfacilities, the money will be added to yourbalance and credited to your account forinterest purposes on the next business day.4.1.2 Where we receive electronic transfers intoyour account the funds will be credited to youraccount and made available to you as soon aswe receive them.4.1.3 This General Condition 4.1.3 applies only tothe NatWest Welcome Money Transfer Account.You may not have your wage or salary paiddirectly into the account.14