[PDF] NatWest Welcome Account

15.3.12 When we receive an acceptable refundvoucher we will pay the amount of the refundto your account.15.3.13 You (or any Beneficiary) must not useyour card:(a) before or after the period for which your cardis valid; or(b) after we have notified you that we havesuspended, withdrawn or restricted the useof your card under General Condition15.3.15; or(c) after we have demanded that you return yourcard to us, or we (or someone acting for us)have kept your card, under General Condition15.3.16; or(d) if we receive notice of the loss, theft orpossible misuse of your card under GeneralCondition 15.3.17; or(e) if your right to use your card is ended underGeneral Condition 15.9.1.15.3.14 When we issue you with a replacement card, wemay issue it under a different card scheme fromthe one which applies to your previous card (forexample, we may replace a card issued underthe Maestro scheme with one issued under theVisa scheme). We will only do this if wereasonably believe that the facilities offered by acard issued under the new scheme will, onbalance, be as good as, or better than, thoseoffered by your previous card.15.3.15 We may suspend, withdraw or restrict the use ofyour card for any of the following reasons:(a) we have reasonable grounds to suspect thatyour card details have not been kept safe; or(b) we have reasonable grounds to suspect39