[PDF] NatWest Welcome Account

More documents

Recommendations

Info

10.3 Changes to interest rates and exchange rates10.3.1 We may change the interest rates which applyto your account for any of the following reasons:(a) to enable us to respond proportionately to achange in the Bank of England’s base rate;(b) to enable us to respond proportionately tochanges in the interest rates paid or chargedby other banks and financial institutions onpersonal current and savings accounts;(c) to reflect changes in the costs we reasonablyincur in providing your account;(d) to reflect changes in the law or a decision byan ombudsman;(e) to enable us to meet changed regulatoryrequirements;(f) to reflect changes in any codes of practice towhich we subscribe.10.3.2 We may also change the interest rates whichapply to your account for any other valid reason.10.3.3 We may also change the interest rates whichapply to your account by notifying youpersonally not less than 60 days before thechange takes effect.10.3.4 If we change interest rates under GeneralConditions 10.3.2 or 10.3.3, then our noticewill identify the term under which we are makingthe change.10.3.5 We will give you notice of any change we makeunder General Conditions 10.3.1 or 10.3.2as follows:(a) where we are changing the interest rates wepay on credit balances in a way that is to youradvantage, we will give you notice of thechange either before the change comes intoeffect or at the earliest opportunity afterwards;(b) where we are changing the interest rates we28
pay on credit balances in a way that is toyour disadvantage, we will notify youpersonally not less than 60 days before thechange comes into effect.10.3.6 We will give you notice under General Condition10.3.5(a) by advertising the change in at leastthree national daily newspapers and on ourwebsite natwest.com/welcome. Where thechange applies to branch based accounts,we will also display a notice of the change inour branches.10.3.7 Our exchange rates are based on a referencerate which is our prevailing rate for the day.The reference rate is published atwww.natwest.com/tools/personal/currency_rates/default.asp. We may changeour exchange rates immediately and withoutnotice to you where such changes reflecta change in the reference rate or where thechange is more favourable to you.10.4 Your rights when changes are made10.4.1 If we give you notice of:(a) a change in the terms of our agreement withyou under General Condition 10.1.1;(b) the introduction of a new charge or a changein the amount of any existing charge underGeneral Condition 10.1.2; or29
Page 1: NatWest WelcomeAccountNatWest Welco
Page 4 and 5: ContentsSectionPageIntroduction 5Ge
Page 6 and 7: on 0845 246 7979. These Conditions
Page 8 and 9: (e) where you applied for a NatWest
Page 10 and 11: 2.1.4 NatWest Welcome Current Accou
Page 12 and 13: obtain information about the refusa
Page 14 and 15: 3.2.2 You will be responsible for a
Page 16 and 17: 4.2.3 For foreign currency cheques
Page 18 and 19: for any service not covered by the
Page 20: sufficient to meet future payments
Page 23 and 24: 8.2 Our liability8.2.1 We will not
Page 25 and 26: ights under the UK Direct Debit Sch
Page 27: 9.2 Other communications9.2.1 When
Page 31 and 32: 13. PKO BANK POLSKI JOINT ACCOUNT O
Page 33 and 34: 14.3 Authority14.3.1 You authorise
Page 35 and 36: 14.8 Variation/Termination of the S
Page 37 and 38: 15.2.2 You (and any Beneficiary whe
Page 39 and 40: 15.3.12 When we receive an acceptab
Page 41 and 42: 15.3.18 In relation to the Debit Ca
Page 43 and 44: misuse of your card or PIN; or(b) i
Page 45 and 46: ● all losses caused by the misuse
Page 48: Registered Office: 135 Bishopsgate,

[PDF] NatWest Welcome Account

Create successful ePaper yourself

Delete template?

Save as template?