[PDF] NatWest Welcome Account

misuse of your card or PIN; or(b) in order for us to meet our obligations as amember of the Maestro or Visa card schemes.15.9 Ending the use of your card15.9.1 If your account is closed then you will not beentitled to use your card. In addition:(a) You will not be entitled to use your card if youreceive an instruction from us not to make anyfurther withdrawals on your account.15.9.2 You may end your use of your card (and the useof your card by any Beneficiary) at any time bytelling us in writing and returning your card(s) tous immediately (cut once through the magneticstrip and once through the chip).15.9.3 If your use of the card (or the use of the card byany Beneficiary) is ended, you remain responsiblefor all transactions carried out with the card(s).15.10 Your Liability – Debit Card15.10.1 This General Condition 15 .10 applies only tothe Debit Card.15.10.2 The following terms apply where losses arecaused by the misuse of your card:(a) Unless you have acted fraudulently, youwill not be responsible for any losses whichresult from:● the misuse of your card before it cameinto your possession; or● the misuse of your card after you have toldus that it is lost or stolen or that someoneelse knows your PIN; or● someone else using your card or carddetails without your authority to make apayment where the cardholder does notneed to be present, provided that younotify us of such use without undue delayon becoming aware of the misuse; or43