[PDF] NatWest Welcome Account

40unauthorised or fraudulent use of yourcard; or(c) as a result of a change in the way youoperate your account or in your financialcircumstances, we have reasonablegrounds to believe that you may havedifficulty in meeting your commitments; or(d) you have broken any term of the contractbetween you and us; or(e) we have sent you a replacement card; or(f) we consider it appropriate for yourprotection.Unless we are unable to contact you or there isa legal reason or other circumstances beyondour control preventing us from doing so, we willnotify you personally before taking this actionand provide our reasons for doing so. If we areunable to contact you beforehand, wherepossible we will notify you and give ourreasons afterwards.15.3.16 Your card remains our property. At any timewhen General Condition 15.3.15 allows us tosuspend, withdraw or restrict the use of yourcard, we may instead give you personal noticedemanding that you return your card to us.If we do this, then:(a) you must return your card to us immediately,cut once through the magnetic strip and oncethrough the chip; and(b) we, or anyone acting for us, may keepyour card if you try to use it.15.3.17 Once we receive notice of the loss, theft orpossible misuse of your card, we will cancelyour card. If your card is then found, you mustnot use it. You must return it to us immediately(cut once through the magnetic strip and oncethrough the chip).