[PDF] NatWest Welcome Account

(d) For payments outside the EEA, differentpayment timescales will apply.5.4.2 Where you instruct us to perform a currencyconversion between Euro and Sterling, we willcredit the institution which holds the payee’saccount by the end of the third business dayfollowing the one on which we receive yourpayment instructions provided that:(a) the payee’s account is held within the UK; or(b) in the case of a cross-border payment,the cross-border transfer takes place in Euro.For other currency conversions, differentexecution times will apply.6. OVERDRAFTS AND UNPAID ITEMS6.1 AvailabilityArranged overdrafts are not available on thisaccount.6.2 Unarranged overdrafts and unpaid items6.2.1 If you issue instructions for a withdrawal or otherpayment which would result in your accountbecoming overdrawn, or further overdrawn; wewill treat your instructions as an informal requestfor an unarranged overdraft. General Condition6.2.2 describes how we process your request andthe charges we make when we do so.6.2.2 If we reject your request, we will make a chargeknown as an Unpaid Item Fee.6.2.3 You will find details of the charges mentioned inthis General Condition 6.2 in A Guide to NatWestWelcome Accounts fees and interest.6.2.4 No interest will be charged on any unarrangedoverdraft which may arise on the account.6.2.5 We may cancel any Standing Order or DirectDebit on your account if it is unpaid on more thanone occasion and we reasonably think that thecleared balance on your account is unlikely to be19