[PDF] NatWest Welcome Account

sufficient to meet future payments under theStanding Order or Direct Debit.6.3 Calculating your overdraft6.3.1 To determine whether your instructions wouldresult in an unarranged overdraft, we will look atthe cleared balance on your account.6.3.2 We may disregard any credits which have notcleared when we calculate the amount of youroverdraft outstanding. If we make a paymentagainst credits which have not cleared, thisdoes not mean that we are bound to do so atother times.7. CLOSING YOUR ACCOUNT7.1 Closure by us7.1.1 We can close your account immediately if:(a) we reasonably suspect that you have given usfalse information; or(b) we reasonably suspect that your account isbeing used for an illegal purpose; or(c) you behave in a threatening or violent mannertowards our staff; or(d) you were not entitled to open your account.7.1.2 We can also close your account by giving you notless than 60 days’ prior notice.7.2 Closure by you7.2.1 You can close your account at any time for anyreason without charge, and we will forward anyexisting credit balance on your account to you,provided that:(a) you inform us in writing that you wish to closeyour account; and(b) you return all (unused) cards issued on youraccount with any cards cut once through themagnetic strip and once through the chip; and(c) you repay any money you owe to us, includingthe amount of any card transactions or other20