[PDF] NatWest Welcome Account

8.1.3 The £50 limit in General Condition 8.1.2 doesnot apply to:(a) losses where you have acted fraudulently; or(b) losses relating to a credit balance where youhave failed, intentionally or with grossnegligence, to comply with any term of ouragreement with you relating to the issue oruse of a card or security details (including theterms set out in General Condition 3.2.1); or(c) losses arising from the creation or misuse ofan overdraft on your account caused by themisuse of your card by someone whoobtained it with your consent; or(d) losses where you have authorised anotherperson to use your account.8.1.4 Unless you have acted fraudulently, you willnot be liable under General Condition 8.1.2 or,where applicable, General Condition 8.1.3, forany losses arising from the unauthorised use ofa card or security details:(a) after you have notified us in accordance withGeneral Condition 3.2.1(b); or(b) where we have not, at any time, providedyou with the appropriate means to notify usin accordance with General Condition3.2.1(b); or(c) where they have been used to make apayment for goods or services (except forfinancial services contracts) where the user ofthe card or security details does not need tobe present, for example over the telephone orinternet, provided that you notify us of suchunauthorised use without undue delay onbecoming aware of the misuse; or(d) before you have received the card orsecurity details.22