annual report - Tenaga Nasional Berhad

Notes To The Financial Statements42 FINANCIAL RISK MANAGEMENT (CONT’D.)(c)Credit risk(i) On balance sheet, commitment and contingenciesCredit risk is the risk that one party to a financial instrument will fail to discharge an obligation and cause theother party to incur a financial loss. The following tables analyse the Group’s and the Company’s financial assetsby industry concentration as at the balance sheet date.interestreceivableDeposits Trade from Totaland bank Investment receivables swap on- Commitmentbalances in unquoted and other Inter- counter- balance and(excl. cash) instruments# assets company parties sheet contingenciesrM’million RM’million RM’million RM’million RM’million RM’million RM’millionGroup2008Government 0 0 84.2 0 0 84.2 0Financial Institutions 4,414.7 38.0 6.3 0 0.2 4,459.2 0Business 0 0 1,264.9 0 0 1,264.9 0Individuals 0 0 923.3 0 0 923.3 0Associates 0 0 0 37.8 0 37.8 0Subsidiary Companies 0 0 0 0 0 0 3,739.4Others 0 0 196.0 0 0 196.0 04,414.7 38.0 2,474.7 37.8 0.2 6,965.4 3,739.4[ Tenaga Nasional Berhad ] [ Annual Report 2008 ]2622007Government 0 0 114.2 0 0 114.2 0Financial Institutions 4,339.8 38.0 15.3 0 0.3 4,393.4 0Business 0 0 1,105.2 0 0 1,105.2 0Individuals 0 0 1,041.8 0 0 1,041.8 0Associates 0 0 0 34.6 0 34.6 0Others 0 0 190.3 0 0 190.3 3,566.34,339.8 38.0 2,466.8 34.6 0.3 6,879.5 3,566.3# This amount excludes equity instruments amounting to RM21.1 million (2007: RM23.2 million), net of allowance.