Table of contents
MyBucks%20Annual%20Report%202016
MyBucks%20Annual%20Report%202016
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
<strong>Table</strong> <strong>of</strong> <strong>contents</strong><br />
Introduction<br />
The changing face <strong>of</strong> financial services 4<br />
Corporate governance 59<br />
Board <strong>of</strong> directors 60<br />
Business overview 6<br />
Chairman's report 7<br />
CEO report 8<br />
Overview <strong>of</strong> the company 10<br />
Key performance areas 13<br />
Frankfurt listing 16<br />
Zimbabwe listing 18<br />
Opportunity international 20<br />
Map 21<br />
Overview <strong>of</strong> our principal geographic markets 22<br />
Our reason for being – today and tomorrow 30<br />
FinTech for financial inclusion 32<br />
Financial inclusion — making it count... 34<br />
Competitor landscape 36<br />
MyBucks management team 38<br />
MyBucks country executives 40<br />
Our technology 43<br />
Customer experience 46<br />
What is ai 47<br />
Products and services 48<br />
Corporate social responsibility 53<br />
Social impact 57<br />
Annual financial statements 64<br />
Directors’ responsibilities and approval 66<br />
Directors’ report 68<br />
Independent auditor’s report 70<br />
Consolidated combined statement <strong>of</strong> financial position 71<br />
Consolidated combined statement <strong>of</strong> pr<strong>of</strong>it or loss and<br />
74<br />
comprehensive income<br />
Consolidated combined statement <strong>of</strong> changes <strong>of</strong> equity 76<br />
Consolidated combined statement <strong>of</strong> cash flow 78<br />
Accounting policies 81<br />
Notes to the consolidated combined financial statements 93
Change language