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BusinessOverview<br />

I am pleased to deliver my first chairman’s report <strong>of</strong><br />

MyBucks, which is now a listed FinTech company.<br />

It is an innovative and dynamic FinTech business. Unlike the<br />

majority <strong>of</strong> FinTech businesses operating today, we have<br />

an all-encompassing approach to financial products and<br />

services.<br />

The shareholders, Board and management team<br />

understand the need to create sustainable products and<br />

services that provide financial inclusion through technology.<br />

In addition to being a pr<strong>of</strong>itable organisation, MyBucks<br />

therefore also embraces a social element — utilising our<br />

technology to enable low and no income earners access to<br />

formalised financial services.<br />

This might seem counterintuitive <strong>of</strong> what one expects from<br />

a listed FinTech business that must deliver returns to its<br />

shareholders. However, we understand that the bottom<br />

Chairman's report<br />

>> In Africa alone, people living in poverty reached a staggering number <strong>of</strong><br />

415 million in 2011 (the most recent year for which <strong>of</strong>ficial estimates exist),<br />

and more than 400 million <strong>of</strong> people on the continent aren’t banked or don’t<br />

have access financial services.

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