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Products and services*<br />

Our products and services are designed<br />

to be intuitive and easy for clients to use.<br />

Through our proprietary technology platform,<br />

they can be accessed through online channels<br />

(web and mobile) as well as Internet service<br />

points.<br />

The credit assessment <strong>of</strong> our proprietary<br />

credit decisioning and scoring technology<br />

combines an ever increasing number <strong>of</strong><br />

traditional and alternative data points which<br />

translate to a total <strong>of</strong> 45 features to enable<br />

fast and automated disbursement <strong>of</strong> loans<br />

within 15 minutes <strong>of</strong> approval after a<br />

multitude <strong>of</strong> financial background checks<br />

and pr<strong>of</strong>iling through APIs, which we use to<br />

link our platform to third party tools, websites<br />

and other applications.<br />

We currently <strong>of</strong>fer our products and<br />

services under the three brands:<br />

The following chart provides an overview <strong>of</strong> our three lines <strong>of</strong> business and the products we plan for the future:<br />

“As digital <strong>of</strong>ferings become more mature and<br />

interconnected, vast ecosystems will develop and span<br />

across industries. In many instances, FinTechs will become<br />

submerged in these ecosystems - representing, like many<br />

others, a component <strong>of</strong> a much broader digital network.”<br />

“In the very near future, the poorest <strong>of</strong> the poor will use<br />

technology to educate themselves and access financial<br />

products and services, anywhere and at any time,”<br />

| Introduction | Business Overview | Corporate Governance | Financial Statements | Other |<br />

*Products depicted are as <strong>of</strong> 31 October 2016.<br />

(Un-Audited)<br />

Dave van Niekerk<br />

CEO <strong>of</strong> MyBucks<br />

MyBucks Annual Report 2016 48<br />

49 MyBucks Annual Report 2016

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