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MyBucks%20Annual%20Report%202016
MyBucks%20Annual%20Report%202016
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Products and services*<br />
Our products and services are designed<br />
to be intuitive and easy for clients to use.<br />
Through our proprietary technology platform,<br />
they can be accessed through online channels<br />
(web and mobile) as well as Internet service<br />
points.<br />
The credit assessment <strong>of</strong> our proprietary<br />
credit decisioning and scoring technology<br />
combines an ever increasing number <strong>of</strong><br />
traditional and alternative data points which<br />
translate to a total <strong>of</strong> 45 features to enable<br />
fast and automated disbursement <strong>of</strong> loans<br />
within 15 minutes <strong>of</strong> approval after a<br />
multitude <strong>of</strong> financial background checks<br />
and pr<strong>of</strong>iling through APIs, which we use to<br />
link our platform to third party tools, websites<br />
and other applications.<br />
We currently <strong>of</strong>fer our products and<br />
services under the three brands:<br />
The following chart provides an overview <strong>of</strong> our three lines <strong>of</strong> business and the products we plan for the future:<br />
“As digital <strong>of</strong>ferings become more mature and<br />
interconnected, vast ecosystems will develop and span<br />
across industries. In many instances, FinTechs will become<br />
submerged in these ecosystems - representing, like many<br />
others, a component <strong>of</strong> a much broader digital network.”<br />
“In the very near future, the poorest <strong>of</strong> the poor will use<br />
technology to educate themselves and access financial<br />
products and services, anywhere and at any time,”<br />
| Introduction | Business Overview | Corporate Governance | Financial Statements | Other |<br />
*Products depicted are as <strong>of</strong> 31 October 2016.<br />
(Un-Audited)<br />
Dave van Niekerk<br />
CEO <strong>of</strong> MyBucks<br />
MyBucks Annual Report 2016 48<br />
49 MyBucks Annual Report 2016