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26
Seven-Year Major Structural Defect Coverage
The Tarion Warranty Corporation off ers a seven-year warranty for major
structural problems. In the unlikely event of such a problem, contact the Tarion
offi ce directly at 1.877.982.7466. Your home’s seven-year Major Structural
Defect (MSD) coverage begins on the date of possession and remains in
eff ect even if your home is sold before the coverage expires. A Major Structural
Defect is defi ned in the Tarion Warranty Corporation Act as: Any defect
in materials or work that results in the failure of a load-bearing part of the
home’s structure or materially and adversely aff ects its load-bearing function;
or any defect in materials or work that signifi cantly and adversely aff ects the
use of the building as a home.
During the fi rst two years of possession,
you should report any major structural
defect items to both Minto and Tarion
on the 30-Day, Year-End or Second-Year
Form, as applicable. At any time after
your second year of possession, but no
later than the expiry of the seventh year
of your warranty, you should report any
major structural defect items directly
to Tarion using a Major Structural Defect Form. After the conclusion of your
second year of possession, Tarion (not Minto) is responsible for any new major
structural defect warranty service requests.
During years three through seven, Tarion will schedule and conduct an inspection,
and issue a decision to you within 10 days of the date Tarion received
your Major Structural Defect Form. If the item is found to be covered by the
warranty, Tarion will settle the claim directly with you.
If you wish to report an MSD in the common elements, you should notify your
condominium corporation’s Board of Directors so that the Board can decide
what action to take under the common elements warranty.
Seasonal Warranty Items
Seasonal warranty items involve service requests regarding the exterior of
your home that cannot be repaired eff ectively within the timelines set out in
the Warranty Service Rules due to regular seasonal conditions and/or severe
sustained weather. The period from May 1st to November 15th is generally
considered to have suitable weather conditions for making such repairs. In
high rise or low rise condominiums, these items are more likely to aff ect the
common elements warranty and if so, would be handled by the condominium
corporation’s Board of Directors. These items include:
• Exterior painting
• Exterior cement/concrete work (including parging application
and repair)