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Business Chief USA April 2019

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233<br />

SPEARHEADING DIGITAL<br />

TRANSFORMATION<br />

“In 1989 GUARD was a small two-state<br />

company,” Witkowski recalls. “I was<br />

brought in to hone its processes, create<br />

efficiencies and develop a managerial<br />

infrastructure.” As part of this process,<br />

the enterprise re-platformed directly<br />

onto a browser-based modern architecture<br />

and went increasingly paperless<br />

– readying itself for a digitally-savvy<br />

future. “We probably had one of the first<br />

browser-based client systems in the<br />

United States,” adds Witkowski. “We<br />

also became one of the first paperless<br />

insurance companies, with both<br />

accomplishments partially enabled by<br />

our R&D approach to technology<br />

yielding over a dozen patents.” With<br />

a wealth of experience in insurance,<br />

Witkowski has witnessed firsthand how<br />

the sector is moving from the paperbased<br />

work of the past towards a new<br />

age powered by technology and data.<br />

Many businesses contend that data<br />

is the ‘new oil’ and the same sentiment<br />

rings true at Berkshire Hathaway GUARD.<br />

With reams of data at the insurer’s<br />

fingertips, Foguel, who is an actuary by<br />

profession, believes that this appreciation<br />

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