COVER HINDI - Ministry of Women and Child Development

Members of a Self Help Group financed by Rashtriya Mahila Kosh seen in handicraft activities
11.21 A Statement showing Sanctions, Disbursements,
Recovery & Beneficiaries since inception to 31/03/2006
under RMK has been given in Annexure XLV.
A Statement showing Sanctions, Disbursements,
Recovery & Beneficiaries during the year 2006-07 (from
01/04/2006 to 31/12/2006) has been given at Annexure
XLVI.
11.22 The activity-wise coverage of Loans (on % Basis)
is as under:
— Dairy farming, Goat, Sheep, Pig rearing and fishery 52.0 %
— Various type of Crop cultivation 18.0 %
(Agriculture and Horticulture crops)
— Small Trade/ Business / Vending 22.0 %
— Handloom / Handicraft activities 2.0 %
(Bamboo Craft, Jute Bag Making, Terra-cota)
— House construction 0.2 %
— Consumption purposes 0.5 %
— Other types( Group Activities) 3.3%
Impact of Micro Credit on Women
11.23 A great change has been observed in the socioeconomic
outlook of the RMK beneficiaries. Some notable
changes are as below: -
• Shift from farm-Labour to livestock, herding, piece
rate work.
• Additions to house or building of new house,
purchase of radios, land and cycle.
• 93% household reported savings after getting loan
from RMK as compared to 83 % before that.
• Women spend 84 paise out of every additional rupee
on family vs. 47 paise by men.
Bulk purchase of food-grains.
11.24 Increased enrolments in schools & higher education
for girls, higher education for children, regular attendance.
• Less evidence of “Parda” by borrowers - as compared
to non-borrowers.
• Increased mobility of women.
172 Annual Report 2006-07