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2<br />

Varia<br />

Testlab<br />

There are a number <strong>of</strong> suppliers for car insurance in Belgium.<br />

For <strong>this</strong> issue we had a look at <strong>the</strong> web sites <strong>of</strong> four <strong>of</strong><br />

<strong>the</strong> major players in <strong>this</strong> sector: Ethias, AXA, KBC and Fortis.<br />

Tests were performed on a global user acceptance level and<br />

primarily focused on appeal, user­friendliness and information<br />

retrieval. IE6, IE7 and Mozilla Firefox 2.0.0.9 were used<br />

as browser.<br />

KBC (www.kbc.be)<br />

The KBC web site is built in a sober and<br />

easy-to-use fashion. The complete site<br />

is available in Dutch and French with <strong>the</strong><br />

same layout. Switching to English or German<br />

is possible, but not for insurance information.<br />

The top menu bar contains <strong>the</strong><br />

language button, a sitemap, a link to all<br />

<strong>the</strong> <strong>of</strong>fices and agents <strong>of</strong> KBC and an online<br />

help-function. There is also a search<br />

functionality present which works nicely.<br />

The information presented on <strong>the</strong> site is<br />

quite exhaustive and well-organized. It is<br />

more a guide where you can read from A<br />

to Z everything you need to know about<br />

buying & selling a car and getting your<br />

driver’s license (even with an on-line trial<br />

exam). You can do an on-line simulation<br />

for <strong>the</strong> loan <strong>of</strong> your new or second-hand<br />

car, but not for <strong>the</strong> calculation <strong>of</strong> your car<br />

insurance, which is a pity. Therefore you<br />

have to contact one <strong>of</strong> <strong>the</strong> agents which<br />

is possible through an on-line search on<br />

zip code, city or name. For those who are<br />

already a KBC on-line customer, <strong>the</strong>y can<br />

directly contact <strong>the</strong>ir trusted client adviser<br />

by filling in <strong>the</strong>ir bank account number.<br />

On every page <strong>of</strong> <strong>this</strong> website, you can<br />

get a printable version and you can also<br />

choose to increase <strong>the</strong> font size <strong>of</strong> <strong>the</strong><br />

text displayed in <strong>the</strong> center.<br />

There are no performance issues: <strong>the</strong> site<br />

loads quickly and all <strong>the</strong> pages are displayed<br />

correctly. Quite handy is that <strong>the</strong><br />

links you follow during <strong>the</strong> navigation<br />

through <strong>the</strong> different topics is always<br />

displayed on top <strong>of</strong> <strong>the</strong> screen, so all <strong>the</strong><br />

time you know where you are with regard<br />

to <strong>the</strong> home page. (Clicking on <strong>the</strong> KBC-<br />

www.kbc.be www.Fortis.be<br />

CxO <strong>Magazine</strong> | October – November 2007 | www.cxonet.be<br />

4 sites tested<br />

Car Insurance<br />

logo navigates you back to <strong>the</strong> home<br />

page.)<br />

As a conclusion, we can say that KBC has<br />

a clean and pr<strong>of</strong>essional website, which<br />

tends to be a little too sober when using<br />

it for a longer period. It is definitely useful<br />

to have a look at before you purchase<br />

your car, but to be complete an on-line<br />

simulation for <strong>the</strong> car insurance policy<br />

would be very much appreciated.<br />

Fortis (www.Fortis.be)<br />

Fortis gives us a site that is only available<br />

in French or Dutch with a very crowded<br />

homepage. The navigation bar is placed<br />

on top <strong>of</strong> <strong>the</strong> page, and selecting an item<br />

opens a drop down menu <strong>of</strong> which <strong>the</strong><br />

content is not always clear.<br />

A site map is available but only displays<br />

general information about Fortis as a<br />

company. Luckily <strong>the</strong>re is an excellent<br />

search-function present.<br />

Starting from <strong>the</strong> www.fortis.be site, <strong>the</strong><br />

“Fortis Insurance Belgium” site is available<br />

as a link on <strong>the</strong> homepage. When<br />

navigating to Fortis Bank Insurances you<br />

do find “car insurance” easily, but for<br />

more information you have to navigate<br />

to a different link (www.fortisbanking.be/<br />

portal/Start.asp). Only here you finally<br />

get clear information and can search for<br />

<strong>the</strong> nearest agent, make an appointment<br />

and <strong>the</strong>re is an on-line simulation pos-

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