Standardbank Cover.indd - Standard Bank - Investor Relations

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Group results in brief Segmental reporting Income statement analysis Balance sheet analysis Capital management Key banking legal entity information Other information and restatements Shareholder information Summarised group income statement Change 2012 2011 % Rm Rm Net interest income 18 34 233 29 027 Non-interest revenue 16 34 474 29 724 Net fee and commission revenue 8 21 319 19 782 Trading revenue 12 8 868 7 895 Other revenue >100 4 287 2 047 Total income 17 68 707 58 751 Credit impairment charges 37 8 800 6 436 Specific credit impairments 55 9 040 5 849 Impaired loss 61 8 240 5 117 Discounting of expected recoveries 9 800 732 Portfolio credit impairments (>100) (240) 587 Income after credit impairment charges 15 59 907 52 315 Operating expenses 15 39 998 34 725 Staff costs 16 22 195 19 141 Other operating expenses 14 17 803 15 584 Net income before restructure charge 13 19 909 17 590 Restructure charge 100 758 Net income before goodwill 9 19 151 17 590 Goodwill impairment >100 777 61 Net income before disposal of subsidiaries and equity accounted earnings 5 18 374 17 529 Loss on disposal of subsidiaries (100) (86) Share of profit from associates and joint ventures >100 675 257 Net income before taxation 7 18 963 17 786 Taxation 7 5 766 5 397 Profit for the year from continuing operations 7 13 197 12 389 Discontinued operation >100 2 435 641 Profit from the discontinued operation 42 910 641 Profit from the disposal of the discontinued operation 100 1 525 Profit for the year 20 15 632 13 030 Attributable to non-controlling interests 23 855 694 Attributable to preference shareholders 5 357 339 Attributable to ordinary shareholders – banking activities 20 14 420 11 997 Headline adjustable items – banking activities (>100) (1 443) 174 Headline earnings – banking activities 7 12 977 12 171 Headline earnings – Liberty 42 2 033 1 428 Standard Bank Group headline earnings 10 15 010 13 599 10
Standard Bank Group Analysis of financial results for the year ended 31 December 2012 Headline earnings Headline earnings (Rm) CAGR 1 (2006 – 2012): 6% 16 000 12 000 8 000 4 000 2006 2007 2008 2009 2010 2011 2012 10 818 13 153 14 150 11 718 11 283 13 599 15 010 Reconciliation of headline earnings Gross Rm 2012 2011 Noncontrolling interest and preference shareholders Net Gross Tax 1 Rm Rm Rm Rm Tax 1 Rm Noncontrolling interest and preference shareholders Rm Profit for the year – banking activities 19 504 (3 872) (1 212) 14 420 17 666 (4 636) (1 033) 11 997 Headline adjustable items – banking activities (reversed)/added (1 435) 5 (13) (1 443) 182 (16) 8 174 Profit on sale of property and equipment – IAS 16 (31) (3) (34) (62) 9 1 (52) Realised foreign currency translation reserve profit – IAS 21 (119) (119) Loss on disposal of subsidiary – IAS 27 86 86 Profit on sale of Argentina – IAS 27 (1 525) (1 525) Disposal profit and reversal of impairment of associates – IAS 28/IAS 36 (356) 20 (336) 22 22 Goodwill impairment – IAS 36 777 777 61 61 Impairment of intangible assets – IAS 36 220 220 109 (28) 81 Impairment of non-current assets held for sale – IAS 36 37 37 Impairment of property and equipment – IAS 36 29 (7) 22 Loss on net investment hedge on disposal of associate – IAS 39 130 (33) 97 Realised (gains)/losses on availablefor-sale assets – IAS 39 (595) 11 (15) (599) 35 (7) (1) 27 Headline adjustable items – Argentina (22) 10 2 (10) (49) 17 8 (24) Headline earnings – banking activities 18 069 (3 867) (1 225) 12 977 17 848 (4 652) (1 025) 12 171 Headline earnings – Liberty 6 928 (2 707) (2 188) 2 033 4 325 (1 383) (1 514) 1 428 Standard Bank Group headline earnings 24 997 (6 574) (3 413) 15 010 22 173 (6 035) (2 539) 13 599 1 Excluding indirect taxes and including direct taxes attributable to Argentina. Net Rm 11
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