Standardbank Cover.indd - Standard Bank - Investor Relations
Standardbank Cover.indd - Standard Bank - Investor Relations
Standardbank Cover.indd - Standard Bank - Investor Relations
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<strong>Standard</strong> <strong>Bank</strong> Group Analysis of financial results for the year ended 31 December 2012<br />
Economic capital<br />
Economic capital by risk type at end of the year<br />
Change<br />
%<br />
Credit risk 5 47 311 44 975<br />
Equity risk (4) 6 738 6 992<br />
Market risk 33 1 973 1 489<br />
Operational risk 10 7 455 6 770<br />
Business risk 4 5 156 4 946<br />
Interest rate risk in the banking book 32 2 423 1 836<br />
<strong>Bank</strong>ing activities – economic capital requirement 6 71 056 67 008<br />
Available financial resources (AFR) 11 106 426 95 844<br />
Economical capital coverage ratio (times) 1.50 1.43<br />
2012<br />
Rm<br />
2011<br />
Rm<br />
Economic capital by business unit at end of the year<br />
Change<br />
%<br />
Personal & Business <strong>Bank</strong>ing 23 26 972 21 936<br />
Corporate & Investment <strong>Bank</strong>ing 0 40 098 40 026<br />
Central and other (21) 3 986 5 046<br />
<strong>Bank</strong>ing activities 6 71 056 67 008<br />
2012<br />
Rm<br />
2011<br />
Rm<br />
71