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Standardbank Cover.indd - Standard Bank - Investor Relations

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<strong>Standard</strong> <strong>Bank</strong> Group Analysis of financial results for the year ended 31 December 2012<br />

Economic capital<br />

Economic capital by risk type at end of the year<br />

Change<br />

%<br />

Credit risk 5 47 311 44 975<br />

Equity risk (4) 6 738 6 992<br />

Market risk 33 1 973 1 489<br />

Operational risk 10 7 455 6 770<br />

Business risk 4 5 156 4 946<br />

Interest rate risk in the banking book 32 2 423 1 836<br />

<strong>Bank</strong>ing activities – economic capital requirement 6 71 056 67 008<br />

Available financial resources (AFR) 11 106 426 95 844<br />

Economical capital coverage ratio (times) 1.50 1.43<br />

2012<br />

Rm<br />

2011<br />

Rm<br />

Economic capital by business unit at end of the year<br />

Change<br />

%<br />

Personal & Business <strong>Bank</strong>ing 23 26 972 21 936<br />

Corporate & Investment <strong>Bank</strong>ing 0 40 098 40 026<br />

Central and other (21) 3 986 5 046<br />

<strong>Bank</strong>ing activities 6 71 056 67 008<br />

2012<br />

Rm<br />

2011<br />

Rm<br />

71

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