Standardbank Cover.indd - Standard Bank - Investor Relations

Group results
in brief
Segmental
reporting
Income statement
analysis
Balance sheet
analysis
Capital
management
Key banking legal
entity information
Other information
and restatements
Shareholder
information
Standard Bank Group Analysis of financial results for the year ended 31 December 2012
Segmental statement of financial position
Change
%
Personal &
Business
Banking
2012
Rm
2011
Rm
Change
%
Corporate &
Investment
Banking
2012
Rm
2011
Rm
Change
%
Central and
other
2012 2011
Rm Rm
Assets
Cash and balances with central banks 7 4 027 3 754 >100 47 868 20 417 30 10 090 7 736
Financial investments, trading and
pledged assets 37 4 312 3 137 14 217 971 190 860 (>100) (1 613) (227)
Loans and advances 10 489 895 446 571 (7) 352 952 380 033 (27) (28 955) (22 793)
Loans and advances to banks (5) 27 049 28 541 (17) 106 363 128 743 7 (25 216) (27 027)
Loans and advances to customers 11 462 846 418 030 (2) 246 589 251 290 (>100) (3 739) 4 234
Investment property
Derivative and other assets 68 6 043 3 607 (15) 139 663 165 198 65 (271) (772)
Non-current assets held for sale 100 960 (100) – 3 010 (100) – 31 075
Interest in associates and joint ventures (33) 795 1 191 (3) 615 631 >100 1 400 59
Goodwill and other intangible assets 54 8 287 5 396 (24) 2 582 3 377 14 3 059 2 676
Property and equipment 10 4 824 4 389 1 1 355 1 335 8 7 224 6 701
Total assets 11 519 143 468 045 (0) 763 006 764 861 (>100) (9 066) 24 455
Equity and liabilities
Equity 29 43 844 33 992 (0) 47 323 47 467 3 23 909 23 241
Equity attributable to ordinary shareholders 29 42 298 32 835 (1) 44 856 45 457 8 17 864 16 590
Preference share capital and premium – 5 503 5 503
Non-controlling interest 34 1 546 1 157 23 2 467 2 010 (53) 542 1 148
Liabilities 10 475 299 434 053 (0) 715 683 717 394 (>100) (32 975) 1 214
Deposit and current accounts 9 461 343 422 231 1 471 831 467 381 (>100) (3 021) (644)
Deposits from banks 32 1 705 1 287 (4) 123 052 128 567 (>100) (482) (113)
Deposits and current accounts from customers 9 459 638 420 944 3 348 779 338 814 (>100) (2 539) (531)
Derivative, trading and other liabilities >100 6 118 2 371 (3) 226 346 233 272 (49) (34 724) (23 255)
Non-current liabilities held for sale (100) – 27 939
Policyholders’ liabilities
Subordinated debt (17) 7 838 9 451 5 17 506 16 741 >100 4 770 (2 826)
Total equity and liabilities 11 519 143 468 045 (0) 763 006 764 861 (>100) (9 066) 24 455
Average assets – banking activities excluding
trading derivatives 489 809 442 995 637 490 563 372 (16 515) (13 228)
Average loans and advances (gross) 477 697 436 266 371 820 332 848 (31 990) (29 032)
Average ordinary shareholders’ equity 37 392 30 542 45 981 42 389 14 290 15 162
1
Includes elimination of balances between Liberty and banking activities.
Change
%
Banking
activities Liberty 1 Normalised
Standard Bank
Group
2011 Change 2012 2011 Change 2012
Rm % Rm Rm % Rm
2012
Rm
2011
Rm
IFRS
adjustments
2012 2011
Rm Rm
Change
%
IFRS
Standard Bank
Group
94 61 985 31 907 94 61 985 31 907 94 61 985 31 907
14 220 670 193 770 16 225 279 194 209 15 445 949 387 979 (1 732) (2 098) 15 444 217 385 881
1 813 892 803 811 1 813 892 803 811 (2 721) (2 503) 1 811 171 801 308
(17) 108 196 130 257 (17) 108 196 130 257 (17) 108 196 130 257
5 705 696 673 554 5 705 696 673 554 (2 721) (2 503) 5 702 975 671 051
3 24 133 23 470 3 24 133 23 470 3 24 133 23 470
(13) 145 435 168 033 32 8 653 6 536 (12) 154 088 174 569 (12) 154 088 174 569
(97) 960 34 085 (97) 960 34 085 (97) 960 34 085
49 2 810 1 881 20 14 436 12 054 24 17 246 13 935 24 17 246 13 935
22 13 928 11 449 (42) 759 1 305 15 14 687 12 754 15 14 687 12 754
8 13 403 12 425 (7) 2 330 2 495 5 15 733 14 920 5 15 733 14 920
1 1 273 083 1 257 361 15 275 590 240 069 3 1 548 673 1 497 430 (4 453) (4 601) 3 1 544 220 1 492 829
10 115 076 104 700 12 19 476 17 323 10 134 552 122 023 (4 379) (4 490) 11 130 173 117 533
11 105 018 94 882 16 8 887 7 641 11 113 905 102 523 (3 535) (3 481) 11 110 370 99 042
– 5 503 5 503 – 5 503 5 503 – 5 503 5 503
6 4 555 4 315 9 10 589 9 682 8 15 144 13 997 (844) (1 009) 10 14 300 12 988
0 1 158 007 1 152 661 15 256 114 222 746 3 1 414 121 1 375 407 (74) (111) 3 1 414 047 1 375 296
5 930 153 888 968 (16) (11 620) (10 046) 5 918 533 878 922 5 918 533 878 922
(4) 124 275 129 741 (4) 124 275 129 741 (4) 124 275 129 741
6 805 878 759 227 (16) (11 620) (10 046) 6 794 258 749 181 6 794 258 749 181
(7) 197 740 212 388 30 29 616 22 839 (3) 227 356 235 227 (74) (111) (3) 227 282 235 116
(100) – 27 939 (100) – 27 939 (100) – 27 939
13 236 684 208 565 13 236 684 208 565 13 236 684 208 565
29 30 114 23 366 3 1 434 1 388 27 31 548 24 754 27 31 548 24 754
1 1 273 083 1 257 361 15 275 590 240 069 3 1 548 673 1 497 430 (4 453) (4 601) 3 1 544 220 1 492 829
1 110 784 993 139 1 110 784 993 139 (2 262) (2 098) 1 108 522 991 041
817 527 740 082 817 527 740 082 (2 421) (2 253) 815 106 737 829
97 663 88 093 8 059 7 063 105 722 95 156 (3 687) (3 638) 102 035 91 518
2012
Rm
2011
Rm
30
31