Self-help Groups as Financial Intermediaries in India ... - Sa-Dhan

More documents

Recommendations

Info

OUTREACH ROLE SUPPORTIVE AND FACILITATIVE• OUTREACH raises funds for specific projects• Funds channelised through CLA to respective SHGs• Groups enter into agreement with members on loansSource: OUTREACH76
Appendix 6: Stages of Evolution of MACTS from SHGs – A Model from AndhraPradeshStageI (before intervention)II (1-3 months)III (4-12 months)IV (9-18 months)V (18 months onwards)VI (years 2 to 3)VII (years 2 to 3)VIII (years 3-4)IX (years 3-4 onwards)State of development of linkagePoor households unorganized, unlinked to finance,NGO engaged in general development.Early formative stage – NGO starts forming SHGs.SHG members pool their savings, open bank account,NGO provides training.SHG members pool savings and lend from own fundsSHG receives loan from bank or MFI for on lending tomembers.Federations formed at village or cluster level throughNGO facilitation. Bank/MFI continues to lend to SHGsfor on lending to members.SHG federations borrow from MFI/Bank to lend toSHGsSHG federations form a Mutually Aided CooperativeThrift Society (MACTS) of 500-3000 members. Bankcontinues to lend to SHG federations.Bank/MFI lends to MACTS which lends in turn tomembers. NGO helps to run MACTS.Source: From a BASIX presentation77
Page 4 and 5:
List of AcronymsAIAMEDAIMSAPMASASAA
Page 6 and 7:
EXECUTIVE SUMMARY1. Introduction1.1
Page 8 and 9:
self-management by members and scal
Page 10 and 11:
6.4 On the other hand field reports
Page 12 and 13:
sustainable self-help groups. An in
Page 14 and 15:
2. DEVELOPMENT OF SELF-HELP GROUPS
Page 16 and 17:
average loan per SHG was Rs. 18,227
Page 18 and 19:
• training and sensitising bank o
Page 20 and 21:
organizational structure and the na
Page 22 and 23:
Table 2.1 (contd.)S.No.ParticularsN
Page 24 and 25:
the SHG from banks starts from pari
Page 26 and 27:
• In either situation SHGs can co
Page 28 and 29:
3.2.3 SHG Federations Linked to MF
Page 32 and 33:
3.4 ConclusionThis section served t
Page 34 and 35:
MYRADA,Karnatakaa.o.OUTREACH,Karnat
Page 36 and 37: Name ofNGO/StateDHANFoundation,Tami
Page 38 and 39: However, for a comparative analysis
Page 40 and 41: linkages with credit and savings 34
Page 42 and 43: out of 5,153 SHGs covered under the
Page 44 and 45: eceived revolving fund grants, cost
Page 46 and 47: the high level of educated unemploy
Page 48 and 49: CARE-CASHE Project(A.P.)(implemente
Page 50 and 51: Holy CrossSocial ServiceCentre(HCSS
Page 52 and 53: Agency/Programme5. Rashtriya Mahila
Page 54 and 55: microfinance intermediary 41 . Unde
Page 56 and 57: On the other hand, there is evidenc
Page 58 and 59: infrastructural and other constrain
Page 60 and 61: would not be possible while working
Page 62 and 63: through the SHG as a basis to sourc
Page 64 and 65: the programme is particularly probl
Page 66 and 67: It is possible to query the methodo
Page 68 and 69: world. Other partners from India ar
Page 70 and 71: RECOMMENDATIONSIt is not clear what
Page 72 and 73: REFERENCESAIAMED (2000), Good Pract
Page 75: Mahajan, Vijay and G. Nagasri (1999
Page 79 and 80: Appendix 2: Types of SHGsTypes of S
Page 81 and 82: Appendix 3 (contd.)OrganisationSIDB
Page 83 and 84: 4. Trade based Group model: The est
Page 85: Appendix 5S.No.1. JOTHI 92,077.00
show all

Self-help Groups as Financial Intermediaries in India ... - Sa-Dhan

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?