president & cfo - UB Group

Schedules forming part of Balance Sheet as at March 31, 2009 (Contd.)3. SecureD LOansTerm LoansRs. Million2009 2008From Banks [Note (i)] 5,327.059 5,929.343[Repayable within one year: Rs.1,296.805 Million (2008:Rs.1,349.236 Million)]Working Capital Loan / Cash Credit from Banks [Notes (ii) and (iii)] 7,711.007 5,096.500Finance Lease [Note (iv)] 26.724 41.551Notes:(i)(ii)Out of the above loans:(a)(b)(c)(d)(e)Secured by charge on certain fixed assets of theCompany including Land and Building.Secured by charge on fixed assets of the Companyincluding Land and Buildings, pledge of certain sharesheld by the Company and also by pledge of certaininvestments of other companies.Secured by a second charge on certain fixed assetsof the Company including Land and Building.Foreign Currency External Commercial Borrowingssecured by charge on certain fixed assets of theCompany including Land and Building, a Trademarkand a fixed deposit with bank (charge createdsubsequent to the year end).Secured by hypothecation of specific fixed assetsacquired under respective agreements.Secured by hypothecation of inventories (except thoseheld outside India), book debts and other current assets.13,064.790 11,067.3941,426.205 488.2222,062.499 3,907.29462.500 125.0001,775.550 1,404.2000.305 4.627(iii) Includes Foreign Currency Non-Resident [FCNR(B)] Loans. - 893.069(iv) Secured against assets acquired under lease agreements.4. UnsecureD LOansFixed Deposits 631.505 553.385[Repayable within one year Rs. 148.294 Million(2008 : Rs.367.072 Million)]Long term loan from a bank (Note below) 750.000 -[Repayable within one year Rs Nil (2008: Rs.Nil )]Short term loan from banks 2,150.000 -[Repayable within one year Rs 2,150 Million (2008: Rs.Nil )]From Subsidiary Company 2,556.633 -[Repayable within one year Rs. Nil (2008: Rs.Nil )]From Others 35.000 -Interest accrued and due [Schedule 18 Note 9] 40.592 -Note: Out of the above loans, Rs 750 Million is guaranteed by a director of the Company.6,163.730 553.38532