president & cfo - UB Group

Consolidated Financial StatementSchedules forming part of Balance Sheet as at March 31, 2009 (Contd.)Rs. Million2009 20083. SEcurEd LOaNsTerm LoansFrom Banks [Note (i)] 61,893.339 59,638.123[Repayable within one year: Rs.6,314.639 Million (2008: Rs.1,604.634 Million)]Working Capital Loan / Cash Credit from Banks [Note (ii) and (iii)] 8,005.982 5,590.515Finance Lease [Note (iv)] 26.724 41.55169,926.045 65,270.189Notes:(i) Out of the above loans:(a) Secured by charge on certain fixed assets of the Company including Land andBuilding. 1,426.205 488.222(b) Secured by charge on certain fixed assets of the Company including Land andBuildings, pledge of certain shares held by the Company and also by pledge ofcertain shares of other Companies. 2,062.412 3,906.754(c) Foreign Currency Borrowings and External Commercial Borrowings secured bycharge on certain fixed assets of the Company inlcuding land and buildings, atrade mark and fixed deposits with bank (charge created subsequent to yearend). 1,775.550 1,404.200(d) Secured by a second charge on certain fixed assets of the Company includingland and building. 62.500 125.000(e) Secured by hypothecation of specific fixed assets acquired under respectiveagreements. 0.305 4.627(f) Secured by a charge on fixed and floating securities over the Group's assetsincluding a pledge on Group's maturing stock and pledge over the Share Capitalof Subsidiary Companies in United Kingdom. 24,358.044 28,307.701(g) Secrued by hypothecation of certain trademarks of the Group Pledge of certainshares held by the Group and Trust including charge on Immovable property,current assets including inventories held by the Group. 31,428.520 24,856.350(h) Secured by charge on property 308.200 255.938(i) Secured by fixed assets and inventory 471.603 289.331(ii) Secured by charge on certain fixed assets of the Company including land andbuilding and hypothecation of inventories (except those held outside India), bookdebts and other current assets..(iii) Includes Foreign Currency Non-Resident [FCNR(B)] Loans. - 893.069(iv) Secured against assets acquired under lease agreements4. UNsEcurEd LOaNsFixed Deposits 631.505 553.385[Repayable within one year Rs.148.294 Million (2008: Rs. 367.072 Million)]Long term loan from a bank (Note below) 750.000 -[Repayable within one year Rs.Nil (2008: Rs. Nil)]Short term loan from banks 2,150.000 -[Repayable within one year Rs.2,150 Million (2008: Rs. Nil)]From Others 106.732 177.198Interest accrued and due 40.592 40.5923,678.829 771.175Note: Out of the above loans Rs.750 Million (Rs. Nil) is guaranteed by a promoter/director of the Company.82