Program Manual - Saint Louis University

2. EXCLUSIONS
This protection does not apply:
a. To bodily injury and psychological injury to any employee of Saint Louis
University arising out of and in the course and scope of his/her
employment by Saint Louis University;
b. To any obligation for which Saint Louis University or any insurance
company as insurer of the person affected may be held liable under any
Workers’ Compensation unemployment compensation or disability
benefits law, or under any similar law;
c. To injury or damage resulting from the acts or omissions of an employee
or student while intoxicated, under the improper influence of drugs or
narcotics, or engaged in a criminal act, or to harm willfully or
intentionally caused, provided that this exclusion shall not be a bar to
protection for any other employee or student against whom a claim is
made as the result of such acts or omissions, unless said other employee or
student participating in the providing of health services knew or should
reasonably have been expected to know that the services performed, or to
be performed, by another person providing services, were subject to the
terms of this exclusion;
d. To property damage to property owned, occupied or used by, rented to, or
in the care, custody or control of, or over which physical control is being
exercised for any purpose by Saint Louis University, its employees or
students;
e. To any employment relationship with an employer other than Saint Louis
University or any self-employment situation furnishing health care
services, unless the protection of this document has been extended in
writing, in advance, by the Dean of the School of Medicine of Saint Louis
University or his/her designee;
f. To any injury, claim, expense, demand, settlement, suit, judgment or
damages involving undue familiarity, sexual intimacy, sexual misconduct
or assault concomitant therewith;
g. To statutory or other fines;
h. To injury or damage resulting from acts or omissions of any employee or
student that are contrary to law;
i. To injury or damage resulting from acts or omissions of any employee or
student that exceed or go beyond the scope of the written permission or
approval previously granted by the Dean of the School of Medicine of
Saint Louis University, or his/her designee, unless such acts or omissions
Page 4 of 7