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A Guide To Securing Planning Permission<br />

For Self-Build Homes By Leading<br />

Structural Insurance Provider CRL.<br />

WHILE building your own home is<br />

an exciting prospect, navigating the<br />

complexities of the British planning process<br />

can be a real turn-off for many prospective self-builders.<br />

However planning doesn't have to be a nightmare. Steve<br />

Mansour, Group CEO at CRL, talks you through the<br />

process and explains the types of permissions a selfbuild<br />

project will need.<br />

WITH government moves to encourage self-build and<br />

the influx of TV programmes like Grand Designs the<br />

UK public's desire to construct their own homes has<br />

literally gone through the roof.<br />

The appetite for self-build is clear – with around 12,000<br />

new homes (or between 7-10 per cent of the UK's new<br />

housing stock) thought to be constructed in this way<br />

every year. Support for self-build projects has also been<br />

one of the government's key housing initiatives, making<br />

loans available to community groups and releasing<br />

public land to accommodate new houses.<br />

An introduction to self-build planning<br />

Unless you're fortunate enough to be an architect or<br />

qualified designer yourself, after you've found a suitable<br />

plot of land (although you don't necessarily need to have<br />

bought it to gain planning permissions), you'll need to<br />

hire in some professionals.<br />

Some self-builders opt to use a project manager as a way<br />

to run the entire project at arm's length, while others opt<br />

to pick architects, designs and surveyors themselves.<br />

This year the new Construction (Design & Management)<br />

Regulations <strong>2015</strong> (CDM <strong>2015</strong>) were introduced and<br />

came into force on the 6 April <strong>2015</strong>. There is now a<br />

requirement for domestic client’s to understand the<br />

Health and Safety requirements of a project.<br />

However, their duties as a client are normally transferred<br />

to the contractor, on a single contractor project; or the<br />

principal contractor, on a project involving more than<br />

one contractor. However, the domestic client can choose<br />

to have a written agreement with the principal designer<br />

to carry out the client duties. So having a professional<br />

team to guide you through the planning process is<br />

essential.<br />

Whatever route you go down, it's in your best interest<br />

to kick off the planning process as soon as you<br />

can. Consulting with the local authority's planning<br />

department – either yourself or by proxy – is a great way<br />

to determine what you will, and won't, be able to do.<br />

Your local planning department is likely to have some<br />

preliminary guidance on their website, if not a full copy<br />

of the 'Local Plan' that informs planning constraints in<br />

the area.<br />

However, councils also offer more formal preapplication<br />

advice for a fee, although the cost – and<br />

quality – of this can differ greatly from authority to<br />

authority. This should hopefully give you a better<br />

idea of the key issues that may arise and take steps to<br />

sidestep or tackle these as necessary.<br />

This guidance can be used to inform your design and<br />

when you're happy with the plans, you can formally<br />

submit them for planning approval. This will typically<br />

cost under £200, but can differ depending on where your<br />

new home is to be situated.<br />

Timing<br />

While central government has set a target of eight weeks<br />

for planning applications to be assessed, some councils<br />

are better than others. However, there are financial<br />

incentives in place to encourage this and even the worst<br />

performers shouldn't make you wait an onerous length<br />

of time for a response.<br />

You will be able to track the progress of your<br />

application through the local authority's website and find<br />

out if any problems have been identified. Local planners<br />

are highly risk averse and in some cases it can be worth<br />

withdrawing and re-submitting an application that<br />

encounters difficulties, rather than waiting for refusal.<br />

However, we'd always advise consulting with a<br />

professional, if possible, before making any rash<br />

decisions regarding your application.<br />

Refusal and appeals<br />

Having your self-build plans refused by a local authority<br />

can jeopardise the chances of your project ever coming<br />

to fruition in its current form. Given the increasing<br />

pressure local planners are under, previous refusals can<br />

fuel future ones – making a proposed site untenable in<br />

the eyes of the local authority.<br />

You can however appeal to the Department of<br />

Communities and Local Government's Planning<br />

Inspectorate if you think the application has been<br />

refused out of hand.<br />

This comes with its own set of complications and you're<br />

likely to have to wait for at least a year for a response<br />

after lodging your appeal. It is well worth talking to a<br />

professional consultant before deciding how to handle<br />

rejection.<br />

Post-planning<br />

If everything goes smoothly and you're granted<br />

permission without any constraints – the paperwork,<br />

unfortunately, doesn't end there.<br />

You will still need to ensure the project adheres to UK<br />

Building Regulations, a code which governs the safety<br />

and structural integrity of a proposed building.<br />

Unlike planning permission – Building Regulations are<br />

less open to interpretation and your project will succeed<br />

or fail based on whether it meets their criteria or not.<br />

You can find out more about these – and how to go<br />

about gaining approval – at the government's planning<br />

portal at: www.planningportal.gov.uk<br />

Finally as someone who sees successful self-build<br />

projects come to fruition regularly, I hope you are not<br />

deterred from building your own home. Constructing<br />

your own home is an exciting, and a highly rewarding,<br />

project and if the above guidelines are followed should<br />

be a relatively smooth process.<br />

For more information please visit: www.c-r-l.com<br />

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