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“ASK LAURA ABOUT REAL ESTATE”<br />
It's SO Important to be Pre-Approved!<br />
Being intentional and competitive are musts when shopping for a home in this<br />
market. That's why being pre-approved is so important today. Pre-approval<br />
from a reputable lender is the only way to know your true price range and how<br />
much money you can borrow for your loan.<br />
Laura Harbison<br />
Broker/Owner<br />
B.0026537.LLC/ PM.01649<strong>22</strong>.BKR<br />
Accredited Buyer Representative ® (ABR)<br />
At Home With Diversity (AHWD)<br />
Broker Price Opinion Resource (BPOR)<br />
Certified Distressed Property Expert ® (CDPE)<br />
Certified Residential Specialist (CRS)<br />
Distinguished Real Estate Broker ® (DRB)<br />
Graduate, REALTOR ® Institute (GRI)<br />
Pricing Strategy Advisor ® (PSA)<br />
Resort & Second-Home Property Specialist<br />
(RSPS)<br />
Seniors Real Estate Specialist ® (SRES)<br />
Equator Platform Platinum Certification<br />
Equator Short Sale Agent Certification<br />
Advanced Evaluations Certification<br />
NVS Institute BPO Certification<br />
Five Star BPO Designation<br />
NAWRB Certified Delegate Spokeswoman<br />
The lender will check out your personal finances and issue you a letter<br />
confirming the amount you're eligible to borrow. This not only gives you a solid<br />
budget for house hunting, but also lets sellers know you're qualified to make an<br />
offer. (If you are selling a home, I'm sure you will agree that you want to know<br />
that the buyer is capable of purchasing the property before you sign a contract<br />
with them!)<br />
Why does that matter so much today? There are many more buyers looking<br />
for homes today than there are homes available for sale, so the competition can<br />
be fierce. Most homes receive multiple offers, so you need to put your best<br />
foot forward.<br />
Your pre-approval gives you an advantage in these situations over buyers<br />
that did not do their diligence before home shopping. You will know before<br />
crossing the threshold exactly what you're approved to borrow, and it lets the<br />
seller know you're qualified to buy their home. This helps both you and the<br />
seller feel confident in what you're bringing to the table. And that puts you in a<br />
better position to "win." In fact, most sellers won't even entertain your offer<br />
without a preapproval letter.<br />
Laura@HarbisonRealEstate.com<br />
www.LauraHarbisonRealEstate.com<br />
Call Laura Today!<br />
702-777-1234<br />
Every advantage you can gain as a buyer is crucial in a market that's constantly<br />
changing. Mortgage interest rates are rising, home prices are going up, and<br />
mortgage lenders are regularly updating their standards. You're going to need<br />
guidance to navigate these waters, so it's important to have a team of professionals,<br />
such as a trusted Real Estate Broker and Mortgage Banker, on your<br />
side.<br />
Bottom Line<br />
Getting pre-approved for a mortgage helps you better understand what you can<br />
afford and signals to sellers you're serious about purchasing their home. Let's<br />
connect so you have the tools you need to succeed as a homebuyer in today's<br />
market. My office is open 7 days a week for your convenience, and we are<br />
looking forward to hearing from you!<br />
2<br />
May 20<strong>22</strong>
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