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Acta Scientiarum Oeconomia 9 (1)

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Development and structural changes in Turkish agricultural insurance policy<br />

11<br />

insurance agent training and marketing activities within this framework (TSRBS 2006).<br />

In Figure 5, the distribution of agricultural insurances as field of products in 2007–2008<br />

can be seen. The year of 2007 can be accepted as a first year because of the written<br />

premiums began in the middle of 2006. The government supported agricultural insurance<br />

share in total agricultural insurance in terms of written premiums was 70.5% in 2004.<br />

In 2008, the share of government supported (GS) agricultural insurances increased to<br />

80.2%. Consequently, government supports have been used extensively on agricultural<br />

sector not so long time passed from beginning of new agricultural insurance system.<br />

Livestock<br />

P3.2%<br />

Poultry<br />

0.1%<br />

Greenhouse<br />

(GS)<br />

1.6%<br />

Livestock<br />

(GS) 6,4%<br />

16.4%<br />

ps (GS)<br />

Hail<br />

21,3% 21.3%<br />

Fig. 5. Distribution of agricultural insurances as written premiums (in %)<br />

Rys. 5. Charakterystka ubezpieczeń rolniczych według składek ubezpieczeniowych (w %)<br />

Source:<br />

Źródło:<br />

Livestock<br />

(GS)<br />

14.2%<br />

Poultry<br />

(GS)<br />

0.6%<br />

Crops<br />

(GS)<br />

63.8%<br />

Hail<br />

16.6%<br />

Poultry<br />

(GS)<br />

0.4%<br />

Crops<br />

(GS)<br />

51.4%<br />

The Association of the Insurance and Reinsurance Companies of Turkey.<br />

The Association of the Insurance and Reinsurance Companies of Turkey.<br />

Livestock<br />

8.1%<br />

Poultry<br />

0.2%<br />

Greenhouse<br />

(GS)<br />

2.3%<br />

Figure 6 shows that the government supported agricultural insurance polices were used<br />

mostly (nearly 97%) for crops. However, the average written premiums was the lowest on<br />

policies for hail (196 TRY) and crops (305 TRY) in 2008 while these amounts were 173<br />

TRY and 223 TRY respectively in 2007. The effect of new system on the increasing of<br />

average written premiums is also seen from these figures.<br />

250000<br />

200000<br />

150000<br />

100000<br />

50000<br />

Hail; 97718<br />

Livestock; 8775<br />

Crops (GS); 209077<br />

Poultry; 253<br />

Greenhouse (GS);<br />

1396<br />

Livestock (GS); 10129<br />

Poultry (GS); 41<br />

Hail; 103.626<br />

Livestock; 2.565<br />

Crops (GS); 244.142<br />

Poultry; 164<br />

Greenhouse (GS);<br />

2.446<br />

Livestock (GS); 8.164<br />

Poultry (GS); 119<br />

Fig. 6.<br />

Rys. 6.<br />

Source:<br />

Źródło:<br />

0<br />

2007 2008<br />

Distrubition of agricultural insurances as number of policies<br />

Charakterystyka rolniczych ubezpieczeń według liczby polis<br />

The Association of the Insurance and Reinsurance Companies of Turkey.<br />

The Association of the Insurance and Reinsurance Companies of Turkey.<br />

<strong>Oeconomia</strong> 9 (1) 2010

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