qronika+185
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
garemo<br />
naxazebia aucilebeli da amis sasociaciebma gancxadebebis gakeTeba,<br />
Riad iyo saubari sael-<br />
garda, ukve Tu raime sadavo sakiTxia,<br />
es, rogorc wesi, administraciul<br />
berketebsa da urTier-<br />
Coebis donezec.<br />
Tobebs ukavSirdeba. nebismieri<br />
soso arCvaZe _ ekonomikis<br />
sakiTxi, romelic gadawyvetileb-<br />
eqsperti:<br />
is miRebas saWiroebs, aq ukve _ instituciurad da samarTlebrivad<br />
biznesis wamowyeba<br />
rTulad gvaqvs saqme. es katastrofaa,<br />
imitom, rom droSi gaWimul<br />
sasamarTlo davebs vRebu-<br />
aris e. w. kapitalis qona, radgan<br />
rTuli ar aris, magram problema<br />
lobT, romelic ramdenime dRes Cveni mosaxleobis Semosavlebi<br />
da erT, an or wels ki ara, sam, an araTu biznesis wamosawyebad, aramed<br />
Cveulebrivi, rigiTi moTx-<br />
oTx wels SeiZleba gagrZeldes.<br />
detalurad, roca bizness raime ovnebis dasakmayofilebladac<br />
aqvs dagegmili da es realurad arasakmarisia. amaze metyvelebs<br />
gadauwyvetelia, ukve biznesis warmoebas<br />
aferxebs da ukve cud li sesxebis raodenobis zrda,<br />
ramdenime faqti, es aris aRebu-<br />
mdgomareobaSi amyofebs damwyeb plus vadagadacilebuli davalianebis<br />
swrafi mateba _ marTalia,<br />
bizness.<br />
amitom erTi mxarea formaluri,<br />
roca biznesis gaxsnazea atarebs „awarmoe saqarTveloSi”<br />
saxelmwifo bolo ori weliwadia<br />
saubari da meore mxarea saqmis politikas, romlis mixedviTac<br />
keTeba, ramdenad mobilizebulia calkeul seqtorSi warmoeba,<br />
saxelmwifo institutebi, ramdenad<br />
arian TavianTi gadawyvetileba,<br />
garkveuli finansuri daxmare-<br />
mrewveloba, momsaxureba izrdebebiT<br />
mzad, rom mxari dagiWiron bac xdeba, magram mTlianobaSi es<br />
konkretuli biznesis keTebaSi. mainc ar aris sakmarisi imisTvis,<br />
sasamarTlo davebi Zalian didi<br />
problemaa, imitom rom, ro-<br />
Ta didi nawili am mxardaWeriT<br />
rom yvela msurveli, an msurvelgorc<br />
vTqvi, sam an oTx wels gr- dakmayofildes. amitom ufro<br />
Zeldeba.<br />
meti resursia saWiro saamisod.<br />
specialurad Cavatare kvleva, anu, erTi mxriv, samarTlebrivi<br />
amisTvis sasamarTlos mivmarTe resursia saWiro biznesis warmoebisTvis<br />
da, meore mxriv, mwiri fi-<br />
da aRmoCnda, rom marto Tbilisis<br />
saqalaqo sasamarTloSi, samoqalaqo<br />
saqmeebis warmoebis mxriv, msurvels saSualebas ar aZlevs,<br />
nansuri SesaZlebloba yvela<br />
erT mosamarTleze gansaxilvelad<br />
1000 saqmemde modis. es aris SesaZleblobebis motivacia uz-<br />
rom sakuTari gegmebis, miznebis,<br />
katastrofa iqidan gamomdinare, runvelyos.<br />
rom amas kolosaluri dro da<br />
_ Tu konkretul moqalaqes<br />
resursi, sasamarTloSi menejireukve<br />
aqvs materialuri baza, ramba<br />
da administrireba sWirdeba.<br />
denad martivia biznesis wamow-<br />
_ bankebis araprofiluri bi-<br />
yeba da warmoeba misTvis?<br />
znesebis floba da konkurenci-<br />
_ mas SeuZlia mcire saxis bi-<br />
ac xom ar uSlis xels biznesis<br />
znesis warmoeba, magram e. w msx-<br />
keTebas?<br />
vilmasStabian biznesSi gadasvla,<br />
_ es ukve Semdgomi ambebia, anu an im sferoSi, romelic ukve ganawilebulia<br />
msxvil mwarmoe-<br />
Cven, erTi mxriv, vsaubrobT, vTqvaT,<br />
startafebze da dawyebaze, blebsa da realizatorebs Soris,<br />
xolo misi ganxorcieleba drosa mas adgilis damkvidreba seriozulad<br />
gauWirdeba.<br />
da sivrceSi ukve meore mxarea,<br />
rogorc vTqviT da arsebuli sasamarTlo<br />
sistemidan gamomdinuri<br />
lifti”, romelsac sazoga-<br />
aris aseTi termini, „socialare,<br />
katastrofa aRiniSneba. amaze doebis rigiTi, Cveulebrivi wevris<br />
karieruli swrafi zrdisTvis<br />
ukve Zalian Riad daiwyes bizne-<br />
xelsayreli pirobebis erTobliobis<br />
aRsaniSnavad iyeneben. vTqvaT,<br />
ramdenad SesaZlebelia sofelSi<br />
dabadebuli, ubralo<br />
mSromeli glexis Svili gaizardos<br />
da gaxdes saxelmwifo moR-<br />
soso arCvaZe<br />
N8 (185) 7.03-13.03.2017 w.<br />
294 69 77; qronikaqronika@gmail.com<br />
akaki CargeiSvili<br />
`mSeneblobasTan dakavSirebuli Temebi roca<br />
gvaqvs, erTia kompaniis gaxsna erT dReSi, magram<br />
meorea, roca ukve mSeneblobis nebarTva<br />
gWirdeba, Sesabamisad, naxazebia aucilebeli da<br />
amis garda, ukve Tu raime sadavo sakiTxia, es,<br />
rogorc wesi, administraciul berketebsa da<br />
urTierTobebs ukavSirdeba. nebismieri sakiTxi,<br />
romelic gadawyvetilebis miRebas saWiroebs, aq<br />
ukve rTulad gvaqvs saqme. es katastrofaa,<br />
imitom, rom droSi gaWimul sasamarTlo davebs<br />
vRebulobT, romelic ramdenime dRes da erT, an<br />
or wels ki ara, sam, an oTx wels SeiZleba<br />
gagrZeldes. detalurad, roca bizness raime aqvs<br />
dagegmili da es realurad gadauwyvetelia, ukve<br />
biznesis warmoebas aferxebs da ukve cud<br />
mdgomareobaSi amyofebs damwyeb bizness.<br />
amitom erTi mxarea formaluri, roca biznesis<br />
gaxsnazea saubari da meore mxarea saqmis keTeba,<br />
ramdenad mobilizebulia saxelmwifo<br />
institutebi, ramdenad arian TavianTi<br />
gadawyvetilebebiT mzad, rom mxari dagiWiron<br />
konkretuli biznesis keTebaSi~<br />
`saxelmwifo bolo ori weliwadia atarebs<br />
"awarmoe saqarTveloSi" politikas, romlis<br />
mixedviTac calkeul seqtorSi warmoeba,<br />
mrewveloba, momsaxureba izrdeba, garkveuli<br />
finansuri daxmarebac xdeba, magram<br />
mTlianobaSi es mainc ar aris sakmarisi<br />
imisTvis, rom yvela msurveli, an msurvelTa<br />
didi nawili am mxardaWeriT dakmayofildes.<br />
amitom ufro meti resursia saWiro<br />
saamisod. anu, erTi mxriv, samarTlebrivi<br />
resursia saWiro biznesis warmoebisTvis da,<br />
meore mxriv, mwiri finansuri SesaZlebloba<br />
yvela msurvels saSualebas ar aZlevs, rom<br />
sakuTari gegmebis, miznebis, SesaZleblobebis<br />
motivacia uzrunvelyos~<br />
vawe, an mecnieri, Tu Sesabamisi<br />
pirobebi ar aqvs _ es calkeuli<br />
piris SemTxvevaSi, magram rac Seexeba<br />
biznesSi, aseTi „liftebis”<br />
arseboba sul ufro da ufro<br />
mcirdeba da msxvil biznesSi,<br />
romelsac instituciuri saxe<br />
aqvs, romelic Camoyalibebulia,<br />
Zalian gauWirdeba. mciredan msxvil<br />
biznesSi gadasvlas aucileblad<br />
sWirdeba didi kapitali,<br />
romelic rTuli mosaZiebeli<br />
xdeba.<br />
mcire biznesad Tu darCeba da<br />
ambicia ar eqneba, did biznesSi gadavides,<br />
es ukve sxva sakiTxia,<br />
magram Tu ufro „mZime woniT<br />
kategoriaSi” gadasvla problemebs<br />
qmnis, amaze dafiqrebaa saWiro,<br />
Tu ra unda gaakeTos saxelmwifom,<br />
rom Sesabamisi xelSewyobis<br />
reJimi gaCndes.<br />
_ komerciuli bankebi xom ar<br />
uSlian xels biznesis ganviTare-<br />
bas sesxebis argacemiT, radgan<br />
konkretul mwarmoebelSi konk-<br />
urents xedaven?<br />
_ aq, faqtobrivad, bazari<br />
struqturirebulia da zedmeti<br />
axali moTamaSis gaCena, miT ufro,<br />
konkurentis statusiT, aravis<br />
awyobs da amis daZleva Sesa-<br />
Zlebeli iqneba, roca TviTon bazris<br />
masStabebi imdenad gaizrdeba,<br />
rom dRevandeli monopolisti<br />
dakargavs Tavis eqskluziur<br />
uflebas, rom am bazarze Tavisi<br />
pirobebi ukarnaxos sxvas.<br />
SoTa gulbani _ axalgazrda<br />
finansistTa da biznesmenTa aso-<br />
ciaciis prezidenti:<br />
_ rodesac vsaubrobT nebismieri<br />
qveynis biznesgaremoze, sam<br />
mniSvnelovan faqtors unda mivaqcioT<br />
yuradReba _ pirveli: ramdenad<br />
daculia qveyanaSi sakuTrebis<br />
ufleba, meore: rogor progresirebs<br />
qveynis ZriTadi makroekonomikuri<br />
monacemebi, anu<br />
ramdenad swor ekonomikur politikas<br />
atarebs xelisufleba da<br />
mesame: ramdenad iolia qveyanaSi<br />
finansebze xelmisawvdomoba biznesis<br />
dasawyebad, an ganviTareba-gadaiaraRebisTvis.<br />
mokled Sevexebi TiToeul ma-<br />
Tgans. sakuTrebis uflebis dacvis<br />
kuTxiT Cvenma qveyanam Zalian<br />
mniSvnelovani progresi ganicada<br />
xelisuflebis cvlilebis Semdgom.<br />
magaliTad, msoflio ekonomikuri<br />
forumis mier 2013 wels<br />
gamoqveynebuli moxsenebis mixedviT,<br />
romelic 2012 wlis monacemebs<br />
eyrdnoboda, saqarTvelo 140<br />
qveyanas Soris 128-e adgilze iyo,<br />
xolo 2016 wlis moxsenebiT 64-e<br />
adgilze gadmovinacvleT. es mni-<br />
Svnelovani progresia da imaze<br />
metyvelebs, rom Cvens qveyanaSi<br />
xelisufleba bizness aRar aterorebs.<br />
zogadad, ekonomikuri ganviTarebisTvis<br />
es faqtori qvaku-<br />
Txeds warmoadgens, vinaidan biznesmens<br />
Tu ar aqvs gancda imisa,<br />
rom mis mier Seqmnil dovlaTs<br />
safrTxe ar emuqreba, mas ar eqneba<br />
stimuli awarmoos produqcia<br />
da daasaqmos adamianebi.<br />
rac Seexeba makroekonomikur<br />
monacemebs, am kuTxiTac saqarTvelom<br />
garkveuli progresi ganicada.<br />
Cven gvaxsovs ukanasknel<br />
wlebSi mZime ekonomikuri regionuli<br />
krizisi, rodesac Cvens samezobloSi<br />
uaryofiTi ekonomikuri<br />
zrda fiqsirdeboda, CvenTan<br />
ki ekonomika mainc izrdeboda. am<br />
kuTxiT biznesgaremo mniSvnelovnad<br />
daazarala laris kursis<br />
rxevebma, vinaidan CvenTan arsebuli<br />
produqtebis, daaxloebiT,<br />
80% importirebulia da biznesmenebi,<br />
erTi mxriv, informaciul<br />
vakuumSi imyofebodnen imis gamo,<br />
rom ar icodnen, ra daemarTeboda<br />
laris kurss dolarTan mimarTebiT<br />
da, meore mxriv, bizness<br />
gauZvirda dolarSi arsebuli<br />
valdebulebebi, aman ki potenciur<br />
investorebze, bunebrivia,<br />
uaryofiTad imoqmeda.<br />
da mesame faqtori: finansebze<br />
xelmisawvdomoba vaxsene, rac,<br />
Cemi azriT, mimzidveli biznesgaremos<br />
formirebisTvis erTerTi<br />
fundamenturad mniSvnelovani<br />
sakiTxia. am mxriv qveyanaSi<br />
TiTqmis erTaderT da ualternativo<br />
wyaros bankebi warmoadgenen,<br />
romlebic, maincdamainc, ar<br />
arian dainteresebuli biznessesxebis<br />
gacemiT da, ZiriTadad, orientirebuli<br />
arian moxmarebis dafinansebaze,<br />
rac azianebs ekonomikas.<br />
biznesgaremo ar gaumjobesebula<br />
am kuTxiT imitom, rom ar<br />
gaCenila qveyanaSi finansuri resursebis<br />
moZiebis alternatiuli<br />
wyaroebi, ar momxdara finansuri<br />
bazris diversificireba da masze<br />
axali moTamaSeebis Semosvla, romlebic<br />
sainvesticio garemos ufro<br />
mimzidvels gaxdidnen.<br />
Sesabamisad, Cven saxeze gvaqvs<br />
gaurkveveli gaumjobesebuli monacemebi<br />
biznesis sakeTeblad,<br />
Tumca problemebi kvlav arsebobs,<br />
rasac Zlieri da mkacri saxelmwifo<br />
politikis gatareba<br />
sWirdeba.<br />
sabolood, Tqven kvlav naxavT<br />
quCaSi gakrul gancxadebebs far-<br />
Tis gaqiraveba an dagiravebis<br />
Sesaxeb, saqarTvelo kvlav im safexurze<br />
dgas biznesis wamowyebis<br />
kuTxiT, razec bolos Catarebuli<br />
kvlevis mixedviT idga, magram<br />
rogor waadgeba arsebuli<br />
mdomareoba Cvens ekonomikas, es<br />
sakiTxi jerac azrTa sxvadasxvaobas<br />
iwvevs.<br />
21
Change language