qronika+3(335)

294 69 77; qronikaqronika@gmail.com
skandali erovnul bankSi _
erovnuli banki skandalSi gaex-
nene injgia
via. sabrokero kompania „velsi”
591 71 39 98
seb-s uflebebis mkveTrad Selax-
vasa da zewolaSi adanaSaulebs.
ufro konkretulad ki 2021 wlis 18 Tebervals gvenetaZis
uwyebam sabrokero kompania „velss” licenzia gauuqma.
licenziis gauqmebas, sul raRac, 1 saaTiT uswrebda win
premier-ministr giorgi gaxarias gadadgoma.
kompaniis direqtori „qronika+~-sTan ganmartavs, rom „velsis”
uflebebis mkveTri Selaxvis kuTxiT saqarTvelos ero-
vnuli banki mudmivad irCevs strategiulad swor dros.
kompaniisve gancxadebiT, maT jamurad izarales 5 milioni
lari, maTma klientebma ki _ 178 aTasi dolari.
ra gzebiT cdilobs seb-i kompania
„velsis” destabiliza-
cias? _ amis Sesaxeb „qronika+~
„velsis” direqtor dimitri
sukiasovs esaubra:
_ Cven varT sabrokero da aqtivebis
mmarTveli kompania „velsi”.
kompania, romlis gundic 2014
wlidan cdilobs ifunqcioniros
klientebis saukeTeso interesebis
Sesabamisad! kompania, romelic
2014 wlidan iSenebs saukeTeso
reputacias! da kompania,
romelsac weliwadze metia, ebrZvis
saqarTvelos erovnuli banki!
_ Tqven aRniSneT, rom kompania
„velsi~ 2014 wlidan funqcionirebs.
am periodis ganmav-
lobaSi raime saxis problema
xom ar gamovlenila?
_ Cveni kompaniis kompetencia
finansuri bazrebis mimarT
erovnul banks arasdros moswonda.
maTi mxridan negativis gamomwvevia
Tundac is faqti, rom 2016
wlis ivnisSi Cvenma gundma dado
laris devalvaciis prognozi _
mosalodneli kursi mag dros
ukve iyo 3.39 lari erTi aSS dolaris
mimarT. 2020 wlis dasawyisidan
erovnulma bankma daiwyo
pirdapiri, mizanmimarTuli qmedebebis
ganxorcieleba, rom Cven
qarTuli bazridan gavsuliyaviT.
imis gaTvaliswinebiT, rom kompanias
aranairi imgvari xasiaTis
darRveva ar hqonia, romelic daazaralebda
momxmareblis interesebs,
saqarTvelos erovnulma
bankma destabilizaciis gzad airCia
Cveni reputaciis maqsimaluri
gafuWeba, Semdgom _ ukanono
da dausabuTebeli sanqciebis
daweseba, bolos ki, aseve ukanono
da dausabuTebeli gankargulebiT,
kompaniisTvis licenziis
gauqmeba.
2020 wlis dasawyisSi CvenTan
komunikacia daiwyo ana baziarma,
romelic saqarTvelos erovnuli
bankis fasiani qaRaldebis bazris
zedamxedvelobis ganyofilebis
ufrosad axali daniSnuli iyo,
Tumca xsenebuli poziciis dasakaveblad
mas ar gaaCnia msgavsi tipis
samuSao gamocdileba da sakmarisi
kompetencia, rom amgvari
mniSvnelobis Tanamdeboba SeiTavsos.
ana baziaris daniSvnis momentidan
daiwyo e. w. Semowmeba, axali
standartebis reportingis
gamogoneba da informaciebis
moTxovna, sadac miwodebis vadad
ganisazRvreboda ramdenime saa-
Ti. Semowmebis ganxorcielebidan
maleve saqarTvelos erovnul
bankSi dainiSna Sexvedra, ra dro-
16
sac me, rogorc kompaniis direqtors,
ana baziarma Sematyobina,
rom kompaniaSi ikveTeba Zalian
didi danaklisi klientebis Tanxebis
kuTxiT, kerZod ki kompanias
miTvisebuli aqvs 980,000 aSS
dolaris odenobiT saxsrebi.
kompaniis mier Tanxebis miTvisebis
gamoTvlis modelis Sesaxeb
arafers amboben. 6 werili mivwereT,
rom aexsnaT, ra meTodi
gamoiyenes daTvlis dros, magram
sruli ignorireba.
_ ras eyrdnoba maTi daskvna,
rom kompanias miTvisebuli
hqonda 980,000 aSS dolari?
_ zemoT ganviTarebuli
msjeloba aris logikasa da saR
azrs moklebuli. saqarTvelos
erovnul banks ar hqonda arc
erTi mtkicebuleba zemoaRniSnuli
braldebis gasamyareblad.
erTaderTi, rasac maTi pozicia
eyrdnoboda, es iyo arasworad
daTvlili reportebi, ris Sesaxebac
maT miveciT uxeSi SeniSvna.
erovnuli bankis TanamSromlebma
ar aRiares TavianTi Secdoma da
SezRudva dagviweses, risi mizezic
iyo varaudi, rom kompania Sei-
Zleba arRvevdes kanons. SezRudvebis
siaSi ki erT-erTi muxli
pirdapir arRvevda momxmarebel-
Ta interesebs _ SezRudvis Sesrulebis
pirobebSi cocxal bazarze
veravin ganaxorcielebda
operaciebs, rac niSnavs potenciurad
did zarals. amaze Cvenma
gundma daaxloebiT 5-jer mimar-
Ta erovnul banks da auxsna, rom
maTi SezRudva azianebda Cvens
reputacias da xalxs fuls akargvinebda.
rasakvirvelia, erovnuli
bankisgan kvlav sruli ignorireba
miviReT SezRudvebis
negatiur SedegebTan dakavSirebiT.
zustad imavenairad ignorirebuli
iyo:
1. Cveni Txovna, rom moewodebinaT
axsna-ganmarteba imis Sesaxeb,
Tu sad iyo aRmoCenili raime
tipis darRveva;
2. Cveni Txovna, moewodebinaT
is kalkulacia, romlis safuZvelzec
Sexvedraze ganacxades,
rom kompanias aqvs disbalansi
980,000 aSS dolaris odenobiT;
3. Cveni Txovna, rom kompaniis
mier ganxorcielebuli TiToeuli
qmedebis Semowmebisa da sisworis
dadgenis mizniT ganexorcielebinaT
kompaniis adgilze
Semowmeba.
_ ra tipis komunikacia gqondaT
erovnul bankTan am sakiTxis
Sesaxeb da Sedga Tu ara dia-
logi Tqven Soris?
_ 2020 wlis 4 marts gavmarTeT
`velsi~ erovnul banks
zewolaSi adanaSaulebs
Sexvedra saqarTvelos erovnul
bankSi, romelsac eswrebodnen
saqarTvelos erovnuli bankis
prezidenti koba gvenetaZe, saqarTvelos
erovnuli bankis fasiani
qaRaldebis bazris zedamxedvelobis
departamentis ufrosi
salome sxirtlaZe, zemoxsenebuli
ana baziari da saqarTvelos
erovnuli bankis iuristebi.
Sexvedris dros koba gvenetaZem
pirdapir aRniSna, rom Cveni
biznes modeli misTvis mosawoni
ar aris da man migviTiTa
gvemuSava, rogorc B Book - brokeri
(xolo Cveni kompaniis struqtura
yovelTvis iyo A Book -
brokeri). B Book-is modeli Cven
SemTxvevaSi mTel biznesstruqturas
angrevda, Cveni kompaniis
Semosavali ki, ZiriTadad, warmatebuli
vaWrobaa. auditiTac
mtkicdeba, rom 2018 wels kompaniis
sruli Semosavlis 97% warmatebuli
iyo. Cven aRvniSneT,
rom SevcvliT struqturas, ganvagrZobT
muSaobas da Cveni
uflebebis dasacavad davas gavagrZelebT
sasamarTloSi, xolo
maTi iuristis TqmiT, saqarTvelos
erovnuli banki arasdros
agebs sasamarTlos.
damatebiT aRsaniSnavia, rom
zemoaRniSnuli SezRudvebis
farglebSi kompaniis klientebi
mimarTavdnen saqarTvelos erovnul
banks, raTa gaerkviaT, Tu
ratom veRar axerxeben vaWrobis
ganxorcielebas. isini maregulirebeli
organosgan iRebdnen
Semdeg pasuxs: „kompania gaxlavT
saqarTvelos erovnuli bankis
mier licenzirebuli kompania da
mas problemebi ar gaaCnia”; „Cven
verafriT dagexmarebiT da Segi-
ZliaT Tqveni saxsrebi gadaitanoT
sxva sabrokero kompaniaSi” da
a. S. swored es gaxda erT-erTi
mizezi imisa, rom gavasaCivreT
aRniSnuli SezRudvebi, maTi samarTlianoba
da velodebiT sasamarTlo
process (romelic Tavdapirvelad
2020 wlis martis
periodSi gamocxadebuli sagangebo
reJimis gamo gaWianurda,
xolo mere _ 2020 wlis Semodgomis
dros gamkacrebuli SezRudvebis
gamo, ra periodSic saqar-
Tvelos erovnuli bankis fasiani
qaRaldebis bazris zedamxedvelobis
departamentma gansakuTrebiT
mkacrad da masStaburad
daiwyo Semowmeba Tu sanqcireba).
jer kidev regulaciebis Semu-
Savebis dros aqtiurad vTanam-
SromlobdiT saqarTvelos erovnul
bankTan, raTa droulad SemuSavebuliyo
iseTi sakanonmdeblo
baza, romelic maqsimalurad
daicavda momxmareblis interesebs,
marTlzomierebis fargleb-
16 N3 (335) 8.03-21.03.2021 w.