qronika+3(335)

294 69 77; qronikaqronika@gmail.com
skandali erovnul bankSi _
kompania `velss~ seb-i ebrZvis
me-17 gverdidan
am da araerTi urTierTsapirispiro
moTxovnidan Tu argumentidan
gamomdinare, naTelia, rom
koba gvenetaZes hqonda marto
erTi survili _ gaeqro Cveni
kompania am bazridan da kompaniis
funqcionirebis dros iyenebda
yvela xerxs am miznis misaRwevad.
rodesac miviReT Setyobineba,
rom iwyeboda administraciuli
warmoeba, ra drosac maregulirebel
organos evaleba
hqondes mWidro komunikacia regulirebas
daqvemdebarebul pir-
Tan, raTa detalurad Seiswavlos
absoluturad yvela garemoeba
Tu faqti, romelic Sei-
Zleba safuZveli gaxdes imisa,
rom kompanias gauuqmdes licenzia,
erovnulma bankma daaignora
Cveni yvela komunikacia, xolo
administraciuli warmoebis 1-
Tviani vadis gasvlamde 10-ze
meti dRiT adre, yovelgvari instruqciebis,
komunikaciisa Tu
msjelobis gareSe, gaauqma Cveni
licenzia.
_ licenziis gauqmebas ra
konkretuli Sedegebi mohyveba?
_ licenziis gauqmeba niSnavs
Cveni momxmareblebis investiciebis
likvidacias. damoukidebel
auditors davaTvlevineT da davadasturebineT
is ziani, romelic
kompaniis licenziis am etapze
gauqmebiT mogvadgeboda da auditis
mier dadasturda, rom potenciuri
ziani 9,4 milion lars
aRemateba (aRsaniSnavia, rom manam,
sanam auditi daiTvlida zians,
Cvenma gundma daaxloebiTi cifri
miawoda saqarTvelos erovnul
banks da Seatyobina potenciuri
zianis Taobaze, rac, agreTve,
ignorirebul iqna).
am etapze, Cveni gundi maqsimalurad
cdilobs ipovos gza,
romliTac ar dazaraldeba arc
momxmarebelTa interesebi da
arc Cveni biznesinteresebi. dReisTvis
Cveni klientebi mxarSi
gvidganan da imedi aqvT, rom Sev-
ZlebT optimaluri gamosavlis
moZebnas, Tumca yvelaferi rTuldeba
imiT, rom:
1. saqarTvelos erovnuli banki
aramarTlzomierad iyenebda
da iyenebs Zalauflebas (vinaidan
erovnuli bankis erT-erT yvelaze
mniSvnelovan amocanas warmoadgens
momxmarebelTa interesebis
dacva da rodesac maT Seityves,
rom licenziis gauqmebis
SemTxvevaSi momxmarebelTa ziani
am moculobis iqneboda, maT See-
ZloT moeniWebinaT CvenTvis garkveuli
pirobebis dacviT licenzirebadi
saqmianobis ganxorcielebis
ufleba, ra drosac
klientebis zarals Tavidan aicilebdnen,
Tumca arc 2020 wlis
14 Tebervlis SezRudvebis dros
da arc licenziis CamorTmevisas
isini ar xelmZRvanelobdnen momxmarebelTa
interesebiT da erovnuli
bankis pirdapiri motivacia
Cveni kompaniis ganadgureba
iyo);
2. sasamarTlosgan mxardaWera
da samarTliani da kanonieri
gadawyvetilebis gamotana, faqtobrivad,
araa savaraudo, radganac
pirveli instanciis mosamarTlem
aRniSna, rom garkveul
sakiTxebSi gadawyvetilebis miRebaze
kompetencia aqvs saqarTvelos
erovnul banks da ara _ mas.
_ damatebiT ra gzebs mima-
rTeT sakuTari interesebis
dasacavad?
_ Cveni interesebis dasacavad
molaparakebebsa Tu dialogebze
mivdiodiT saqarTvelos erovnul
bankTan, mivmarTeT saqarTvelos
saerTo sasamarTloebs, saqarTvelos
biznesombudsmensa Tu
sxva uwyebebs, Tumca saqarTvelos
erovnuli bankis ukanono
qmedebebi, nebsiT Tu uneblieT,
ver SeaCera verc erTma organom.
_ ra gadawyvetileba miiRo
saqalaqo sasamarTlom?
_ „amdenad calsaxaa, rom licenziis
gaauqmebis Taobaze miRebuli
aqtis moqmedebis SeuCereblobis
SemTxvevaSi, licenziis
mflobelisTvis licenzirebadi
saqmianobis gagrZelebis uflebis
miniWebis Sesaxeb gadawyvetilebis
miRebaze uflebamosil
organos warmoadgens Tavad licenziis
gamcemi organo da ara
sasamarTlo, Sesabamisad, sasamarTlo
moklebulia SesaZleblobas,
imsjelos mosarCelis-
Tvis licenzirebadi saqmianobis
gagrZelebis uflebis miniWebis
sakiTxze”, _ es aris sasamarTlos
gadawyvetileba, romelic ambobs,
rom samarTali me ar mexebao.
_ dReis mdgomareobiT,
Tqvens kompanias saqmianoba Se-
Cerebuli aqvs?
_ samarTlebrivad diax, magram
Cven ar viziarebT seb-is am ukanono
da arasamarTlian gadawyvetilebas.
axali klientebis mom-
am da araerTi urTierTsapirispiro
moTxovnidan Tu argumentidan gamomdinare,
naTelia, rom koba gvenetaZes hqonda marto
erTi survili - gaeqro Cveni kompania am
bazridan da kompaniis funqcionirebis dros
iyenebda yvela xerxs am miznis misaRwevad.
rodesac miviReT Setyobineba, rom iwyeboda
administraciuli warmoeba, ra drosac
maregulirebel organos evaleba hqondes
mWidro komunikacia regulirebas
daqvemdebarebul pirTan, raTa detalurad
Seiswavlos absoluturad yvela garemoeba Tu
faqti, romelic SeiZleba safuZveli gaxdes
imisa, rom kompanias gauuqmdes licenzia,
erovnulma bankma daaignora Cveni yvela
komunikacia, xolo administraciuli warmoebis
1-Tviani vadis gasvlamde 10-ze meti dRiT
adre, yovelgvari instruqciebis, komunikaciisa
Tu msjelobis gareSe, gaauqma Cveni licenzia~
saxureba SevzRudeT, aseve am etapze,
axali depozitebis miRebac.
Tumca vinc gvyavda, maTi platforma
ar SegvizRudavs, radgan
es rom gavakeToT, isini dazaraldebian.
_ rogoria Tqveni samoqmedo
strategia? ra gziT ecdebiT
Tqveni interesebis dacvas?
_ sarCeli ukve mzad gvaqvs da
am gadawyvetilebas saapelacio
sasamarTloSi gavasaCivrebT. garda
amisa, yovelive zemoTqmulidan
gamomdinare, Cven ver vxedavT
sxva gzas garda imisa, rom
saqarTvelos erovnuli bankis
ukanono da damazianebeli qmedebebi
gavrceldes media saSualebebiT.
Cvens xelT arsebuli yvela
resursi gamoviyeneT, Tumca
samarTlianobas mainc ver mivaRwieT
da imedi gvaqvs, media
dagvexmareba, rom rogorc sazogadoebam,
ise sxvadasxva organoebma
naTlad dainaxon is ukanonoba,
rasac sCadis saqarTvelos
erovnuli banki da CvenTan
da Cvens momxmareblebTan mimarTebiT
aRdges samarTlianoba.
„qronika+~
daukavSirda
saqarTvelos erovnul banks.
seb-ma kompania „velsis” kiTxvebs
werilobiT upasuxa:
„saqarTvelos erovnuli bankis
erT-erTi ZiriTadi funqciaa
finansuri seqtoris stabiluri
muSaobis xelSewyoba. aRniSnulis
farglebSi erovnuli banki uzrunvelyofs
finansuri seqtoris
gamWvirvalobasa da momxmarebel-
Ta da investorTa uflebebis
daculobas. finansuri seqtoris
stabiluri funqcionireba gulisxmobs
finansuri sistemis mier
ekonomikis grZelvadiani, mdgradi
ganviTarebis xelSewyobas, maT
Soris, finansuri seqtoris gaRrmavebas
da fasiani qaRaldebis
bazris ganviTarebas. amisTvis
mniSvnelovania finansuri Suamavlobis
(maT Soris, sabrokero kompaniebis)
gamWvirvale, kanonTan
Sesabamisi da efeqtiani funqcionireba
da sistemuri riskebis Semcireba.
sabrokero kompaniebis maregulirebeli
CarCos moTxovnebi
da SezRudvebi swored am mizans
emsaxureba.
2018 wlis 11 aprilidan savaWro
platformis saSualebiT (e. w.
foreqs saqmianoba) maRali riskis
Semcveli finansuri instrumentebiT
(binaruli ofcionebi
da kontraqtebi fasTa Soris sxvaobaze)
vaWrobis organizeba
daeqvemdebara erovnuli bankis
mier regulirebas da misi warmoebis
uflebamosileba aqvT mxolod
erovnuli bankis mier licenzirebul
sabrokero kompaniebs.
adgilobriv bazarze arsebuli
gamowvevebisa da saerTaSoriso
gamocdilebis gaTvaliswinebiT,
2018 wlis 14 ivnisidan Zala-
Si Sevida saqarTvelos erovnuli
bankis mier SemuSavebuli wesi
„maRali riskebis Semcveli finansuri
instrumentebiT vaWroba-
Si CarTuli sabrokero kompaniebis
damatebiTi regulirebis Sesaxeb”.
foreqs saqmianobis damatebiTi
regulaciis mizania, erTi
mxriv, investorebis interesebis
dacva da, meore mxriv, foreqs
kompaniebis finansuri, saoperacio
da reputaciuli riskebis
Semcireba.
Sesabamisi riskebisa da kanonmdeblobiT
gansazRvrul moTxovnebTan
Seusabamobis gamovlenis
mizniT, saqarTvelos erovnuli
banki, misTvis miniWebuli mandatis
farglebSi, mudmivad axorcielebs
zedamxedvelobas
daqvemdebarebuli subieqtebis
saqmianobis Sefasebasa da monitorings.
aRniSnuli procesebis
safuZvelze, darRvevebis seriozulobidan
gamomdinare, xorcieldeba
Sesabamisi sazedamxedvelo
qmedebebi. calkeuli subieqtebisTvis
SezRudvebis dawesebis
mTavari mizania momxmarebelTa/investorTa
uflebebis
dacva da riskebis Semcireba.
saqarTvelos erovnuli bankis
prezidentis 2021 wlis 18
Tebervlis #12 gankargulebiT,
ss „sabrokero da aqtivebis mmar-
Tveli kompania velss” (s/n:
406239565) gauuqmda sabrokero
saqmianobis licenzia. kompaniis
saqmianobis Seswavlis Sedegad
saqarTvelos erovnulma bankma
fasiani qaRaldebis Sesaxeb saqar-
Tvelos kanonmdeblobisa da
saqarTvelos erovnuli bankis mi-
TiTebebis araerTi darRveva gamoavlina,
romelTa safuZvelze
kompanias gauuqmda Sesabamisi
licenzia.
erovnuli bankis prezidentis
2021 wlis 18 Tebervlis #12
gankarguleba da licenziis
gauqmebis safuZvlebi gamoqvey-
nebulia Semdeg misamarTze: https:/
/matsne.gov.ge/document/view/
5105766?publication=0. amasTan,
erovnuli bankis mier gatarebuli
sazedamxedvelo RonisZiebebi
da sanqciebi warmoadgens konfidencialur
informacias da
misi mesame mxareebisTvis gadacema
SesaZlebelia mxolod kanonmdeblobiT
pirdapir gansazRvrul
SemTxvevebSi da wesiT.
erovnuli banki mouwodebs
moqalaqeebs, saSuamavlo saqmianobisTvis
isargeblon mxolod
licenzirebuli sabrokero kompaniis
servisebiT, xolo licenziis
gareSe zemoaRniSnuli servisebis
ganxorcielebis aRmoCenis
SemTxvevaSi, dauyovnebliv mimarTon
erovnul banks. licen-
zirebuli sabrokero kompaniebis
CamonaTvali SegiZliaT ix-
iloT Semdeg bmulze: https://
www.nbg.gov.ge/index.php?m=487.
saqarTvelos erovnuli bankis
saqmianoba da sazedamxedvelo
midgomebi araerTi saerTa-
Soriso avtoritetuli finansuri
gamocemis (Global Finance, Central
Banking, The Banker) mieraa Sefasebuli
da bankis maRal reputaciasa
da warmatebul saqmianobaze
miuTiTebs, raSic gadamwyvet
rols TamaSobs bankSi dasaqmebuli
maRalprofesionalTa gundi.
24
24 N3 (335) 8.03-21.03.2021 w.