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Consolidated Financial Statements [25] Tax debts The presentation of other liabilities by maturity includes tax liabilities in the amount of €29.9 million (2008: €25.9 million; 2007: €25.3 million) that are shown under item F.I. on the face of the statement of financial position. The financial instruments with negative fair values included in other liabilities are shown separately here. Derivative financial instruments are generally not rated and have no cost. Current tax debts consist of accruals for taxes of €137.7 million (PY: €125.2 million; opening balance sheet in PY: €129.2 million) and current tax liabilities of €29.9 million (PY: €25.9 million; opening balance sheet in PY: €25.3 million). Deferred tax liabilities are mainly due to higher carrying amounts under IFRS than under the tax balance sheet in the case of investments and lower carrying amounts for underwriting reserves. 168 Gothaer Group Annual Report 2009
Consolidated Financial Statements Notes to the Consolidated Statement of Comprehensive Income [26] Premiums Breakdown by segment* €million Property/ Casualty** 2009 Premiums written*** Gross 1,628.0 1,642.2 1,847.0 1,614.5 773.5 782.7 4,248.6 4,039.4 Reinsurers’ share 287.5 301.5 87.4 94.6 5.6 4.8 380.6 400.9 Net 1,340.5 1,340.7 1,759.6 1,519.9 767.9 777.9 3,868.0 3,638.5 Change in unearned premiums Gross –33.5 –52.0 0.0 0.0 0.0 –0.1 –33.5 –52.0 Reinsurers’ share –10.6 –16.9 0.0 0.0 0.0 0.0 –10.6 –16.9 Net –22.9 –35.1 0.0 0.0 0.0 –0.1 –22.9 –35.1 Savings components Gross 0.0 0.0 483.1 562.2 0.0 0.0 483.1 562.2 Reinsurers’ share 0.0 0.0 0.1 2.0 0.0 0.0 0.1 2.0 Net 0.0 0.0 483.0 560.2 0.0 0.0 483.0 560.2 Net premiums earned 1,317.6 1,305.6 1,276.6 959.7 767.9 777.8 3,362.0 3,043.2 * Figures based on full consolidation ** Including insurance portfolio of Gothaer Finanzholding AG *** Including premiums from the reserve for premium refunds Life Health Gross premiums in the amount of €4,199.4 million (PY: €3,996.8 million) were written in primary insurance business in the financial year. Reinsurance assumed accounted for gross premiums in the amount of €49.2 million (PY: €42.6 million). In the case of unit-linked life insurance policies, only that part of the premium used to cover risks and expenses is shown. Savings components are therefore not included in premiums earned. Gothaer Group Annual Report 2009 169 Total 2008 2009 2008 2009 2008 2009 2008
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108141 - 03.2009 The Gothaer Group
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Financial Highlights The Business U
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Gothaer Versicherungsbank VVaG Grou
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Foreword Rich in tradition, but for
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Competence for small and medium siz
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Target group SMEs Target group SMEs
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Target group SMEs Healthy staff - t
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Employees: our most important resou
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Passion for performance Employees I
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Employees Personnel and management
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190 Years Gothaer brand 18 Gothaer
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Topical Subject 190 Years Gothaer b
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Topical Subject Why a strong brand
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Topical Subject Positioning since 2
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Topical Subject ASSTEL - the direct
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Management Report 28 Gothaer Group
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Management Report General Economic
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Management Report In view of fallin
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