Tesco plc Annual Report and Financial Statements 2012

Notes to the Group financial statements
Note 17 Loans and advances to customers continued
At 25 February 2012, Tesco Bank’s non-accrual loans were £194m (2011: £212m). Loan impairment provisions of £185m (2011: £182m) were held against
these loans. During the financial year ended 25 February 2012, the gross income not recognised but which would have been recognised under the
original terms of non-accrual loans was £13m (2011: £8m).
At 25 February 2012, loans and advances to customers of £74m (2011 : £73m) were past due but not impaired. The ageing analysis of these loans and
advances is as follows:
Up to one month past due 50 54
Up to two months past due 14 13
Two to three months past due 10 6
74 73
Note 18 Cash and cash equivalents
Cash at bank and in hand 1,995 1,769
Short-term deposits 182 85
Certificates of deposit 35 170
Loans and advances to banks 93 404
Cash and cash equivalents 2,305 2,428
Cash of £1,243m (2011: £1,022m) held on money market funds is classed as short-term investments.
* See Note 1 Accounting policies for details of reclassifications.
Note 19 Trade and other payables
Trade payables 5,971 5,782 *
Other taxation and social security 462 514
Other payables 2,651 2,274
Amounts payable to joint ventures and associates (Note 28) 404 4
Accruals and deferred income 1,746 1,910
11,234 10,484
Included in other payables are amounts of £223m (2011: £181m) which are non-current.
* Includes £264m payable to Greenergy International Limited.
120 Tesco PLC Annual Report and Financial Statements 2012
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