Overview of financial results - Standard Bank - Investor Relations

Group results
in brief
Segmental
reporting
Income statement
analysis
Balance sheet
analysis
Capital
management
Key banking legal
entity information
Other information
and restatements
Shareholder
information
Standard Bank Group Analysis of financial results for the six months ended 30 June 2013
Segmental statement of financial position
Change
%
Personal &
Business
Banking
1H13
Rm
1H12
Rm
Change
%
Corporate &
Investment
Banking
1H13
Rm
1H12
Rm
Change
%
Central and
other
1H13 1H12
Rm Rm
Assets
Cash and balances with central banks 28 3 878 3 034 92 46 516 24 232 10 5 647 5 147
Financial investments, trading and
pledged assets 26 5 495 4 374 3 226 092 219 442 (>100) (2 739) (886)
Loans and advances 11 519 019 465 978 14 431 242 379 367 (36) (38 780) (28 444)
Loans and advances to banks 37 34 226 25 043 30 161 051 123 865 (27) (35 351) (27 911)
Loans and advances to customers 10 484 793 440 935 6 270 191 255 502 (>100) (3 429) (533)
Investment property
Derivative and other assets 23 5 636 4 577 (2) 156 814 159 861 38 1 268 921
Non-current assets held for sale (100) – 941 (100) – 32 133
Interest in associates and joint ventures 52 1 904 1 254 26 647 513 >100 1 742 66
Goodwill and other intangible assets 62 7 972 4 926 16 1 140 986 0 6 815 6 785
Property and equipment 16 5 188 4 475 13 1 365 1 206 6 7 163 6 789
Total assets 12 549 092 488 618 10 863 816 786 548 (>100) (18 884) 22 511
Equity and liabilities
Equity 18 45 785 38 932 5 51 408 48 998 51 29 221 19 388
Equity attributable to ordinary shareholders 18 44 867 38 112 4 48 839 47 090 75 21 120 12 067
Preference share capital and premium – 5 503 5 503
Non-controlling interest 12 918 820 35 2 569 1 908 43 2 598 1 818
Liabilities 12 503 307 449 686 10 812 408 737 550 (>100) (48 105) 3 123
Deposit and current accounts 12 494 642 439 988 10 528 614 480 385 (>100) (13 773) (1 607)
Deposits from banks 12 1 411 1 255 13 161 582 142 453 44 (543) (972)
Deposit and current accounts from customers 12 493 231 438 733 9 367 032 337 932 (>100) (13 230) (635)
Derivative, trading and other liabilities 43 3 190 2 223 11 266 521 240 794 (51) (41 097) (27 212)
Non-current liabilities held for sale (100) – 229 (100) – 28 579
Policyholders’ liabilities
Subordinated debt (27) 5 475 7 475 7 17 273 16 142 >100 6 765 3 363
Total equity and liabilities 12 549 092 488 618 10 863 816 786 548 (>100) (18 884) 22 511
Average assets – banking activities excluding
trading derivatives 536 132 479 729 698 105 614 812 (6 304) (7 883)
Average loans and advances (gross) 524 443 470 113 383 367 374 218 (31 161) (33 138)
Average ordinary shareholders’ equity 43 814 35 740 48 379 44 782 17 934 14 920
1
Includes elimination of balances between Liberty and banking activities.
Change
%
Banking
activities Liberty 1 Normalised
Standard Bank
Group
1H12 Change 1H13 1H12 Change 1H13
Rm % Rm Rm % Rm
1H13
Rm
1H12
Rm
IFRS
adjustments
1H13 1H12
Rm Rm
Change
%
IFRS
Standard Bank
Group
73 56 041 32 413 73 56 041 32 413 73 56 041 32 413
3 228 848 222 930 18 252 022 212 823 10 480 870 435 753 (1 261) (2 162) 11 479 609 433 591
12 911 481 816 901 12 911 481 816 901 (1 149) (2 609) 12 910 332 814 292
32 159 926 120 997 32 159 926 120 997 32 159 926 120 997
8 751 555 695 904 8 751 555 695 904 (1 149) (2 609) 8 750 406 693 295
5 24 259 23 032 5 24 259 23 032 5 24 259 23 032
(1) 163 718 165 359 44 11 768 8 197 1 175 486 173 556 1 175 486 173 556
(100) – 33 074 (100) – 222 (100) – 33 296 (100) – 33 296
>100 4 293 1 833 5 15 904 15 146 19 20 197 16 979 19 20 197 16 979
25 15 927 12 697 (27) 667 909 22 16 594 13 606 22 16 594 13 606
10 13 716 12 470 7 2 484 2 326 9 16 200 14 796 9 16 200 14 796
7 1 394 024 1 297 677 17 307 104 262 655 9 1 701 128 1 560 332 (2 410) (4 771) 9 1 698 718 1 555 561
18 126 414 107 318 13 20 049 17 732 17 146 463 125 050 (2 340) (4 680) 20 144 123 120 370
18 114 826 97 269 13 9 110 8 077 18 123 936 105 346 (1 588) (3 586) 20 122 348 101 760
– 5 503 5 503 – 5 503 5 503 – 5 503 5 503
34 6 085 4 546 13 10 939 9 655 20 17 024 14 201 (752) (1 094) 24 16 272 13 107
6 1 267 610 1 190 359 17 287 055 244 923 8 1 554 665 1 435 282 (70) (91) 8 1 554 595 1 435 191
10 1 009 483 918 766 17 (13 359) (16 023) 10 996 124 902 743 10 996 124 902 743
14 162 450 142 736 14 162 450 142 736 14 162 450 142 736
9 847 033 776 030 17 (13 359) (16 023) 10 833 674 760 007 10 833 674 760 007
6 228 614 215 805 36 57 557 42 315 11 286 171 258 120 (70) (91) 11 286 101 258 029
(100) – 28 808 (100) – 28 808 (100) – 28 808
11 241 414 217 252 11 241 414 217 252 11 241 414 217 252
9 29 513 26 980 5 1 443 1 379 9 30 956 28 359 9 30 956 28 359
7 1 394 024 1 297 677 17 307 104 262 655 9 1 701 128 1 560 332 (2 410) (4 771) 9 1 698 718 1 555 561
1 227 933 1 086 658 1 227 933 1 086 658 (2 195) (2 234) 1 225 738 1 084 424
876 649 811 193 876 649 811 193 (2 339) (2 370) 874 310 808 823
110 127 95 442 9 116 7 768 119 243 103 210 (3 329) (3 752) 115 914 99 458
1H13
Rm
1H12
Rm
28
29