Overview of financial results - Standard Bank - Investor Relations

Group results
in brief
Segmental
reporting
Income statement
analysis
Balance sheet
analysis
Capital
management
Key banking legal
entity information
Other information
and restatements
Shareholder
information
Non-interest revenue
Non-interest revenue
CAGR (1H07 – 1H13): 8%
Rm %
35 000
70
Analysis of non-interest revenue (Rm)
Rm
35 000
30 000
25 000
20 000
15 000
10 000
5 000
60
50
40
30
20
10
30 000
25 000
20 000
15 000
10 000
5 000
FY07 FY08 FY09 FY10 FY11 FY12 1H13
First half 11 304 13 940 14 463 13 873 14 646 16 504 17 726
Second half 12 897 14 384 15 443 14 847 15 078 17 970
Non-interest
revenue to
total revenue
52.3 48.3 50.4 51.5 50.6 50.2 48.4
FY07
FY08
FY09
FY10
FY11
FY12
1H13
Net fee and
commission
revenue 14 083 16 896 17 395 17 883 19 782 21 319 11 029
Trading revenue 7 098 9 046 10 032 8 032 7 895 8 868 5 048
Other revenue 3 020 2 382 2 479 2 805 2 047 4 287 1 649
Change
%
1H13
Rm
Net fee and commission revenue 10 11 029 10 016 21 319
Fee and commission revenue 11 12 893 11 596 24 732
Account transaction fees (1) 4 503 4 569 9 286
Electronic banking 11 1 115 1 005 2 082
Knowledge-based fees and commission 6 999 943 2 465
Card-based commission 18 2 259 1 909 4 132
Bancassurance 27 789 622 1 381
Documentation and administration fees 26 718 570 1 222
Foreign currency service fees 5 728 693 1 381
Other 39 1 782 1 285 2 783
Fee and commission expense (18) (1 864) (1 580) (3 413)
Trading revenue 8 5 048 4 669 8 868
Fixed income and currencies (FIC) (2) 3 750 3 821 7 280
Commodities 51 1 056 699 1 553
Equities 62 242 149 35
Other revenue (9) 1 649 1 819 4 287
Banking and other (7) 714 767 2 253
Property-related revenue (32) 212 312 663
Insurance – bancassurance income (2) 723 740 1 371
Total non-interest revenue 7 17 726 16 504 34 474
1H12
Rm
FY12
Rm
44