Overview of financial results - Standard Bank - Investor Relations
Overview of financial results - Standard Bank - Investor Relations
Overview of financial results - Standard Bank - Investor Relations
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<strong>Standard</strong> <strong>Bank</strong> Group Analysis <strong>of</strong> <strong>financial</strong> <strong>results</strong> for the six months ended 30 June 2013<br />
Deposit and current accounts<br />
Deposit and current accounts (Rbn)<br />
CAGR (FY07 – 1H13): 7%<br />
Composition <strong>of</strong> deposit and current accounts (%)<br />
1 200<br />
1 000<br />
800<br />
600<br />
400<br />
200<br />
FY07<br />
FY08<br />
FY09<br />
FY10<br />
FY11<br />
FY12<br />
1H13<br />
1<br />
9<br />
21<br />
22<br />
14<br />
21<br />
12<br />
Current accounts<br />
(1H12: 12)<br />
Cash management<br />
deposits (1H12: 11)<br />
Call deposits (1H12: 19)<br />
Term deposits (1H12: 29)<br />
Negotiable certificates<br />
<strong>of</strong> deposit (1H12: 7)<br />
Securitised<br />
issuances (1H12: 1)<br />
Other deposits (1H12: 21)<br />
678 840 765 794 889 930 1 009<br />
By deposit type<br />
Change<br />
%<br />
1H13<br />
Rm<br />
Deposits from banks 14 162 450 142 736 124 275<br />
Deposits from banks and central banks 12 152 028 136 019 117 577<br />
Deposits from banks under repurchase agreements 55 10 422 6 717 6 698<br />
Deposits from customers 9 847 033 776 030 805 878<br />
Current accounts 30 145 836 111 870 127 618<br />
Cash management deposits 14 119 208 104 478 106 968<br />
Call deposits 19 209 489 175 885 182 221<br />
Savings accounts (22) 18 425 23 716 24 382<br />
Term deposits (15) 224 334 265 457 252 979<br />
Negotiable certificates <strong>of</strong> deposit 38 90 254 65 442 79 966<br />
Repurchase agreements (46) 2 700 4 955 1 596<br />
Securitised issuances (21) 5 956 7 538 7 192<br />
Other funding 85 30 831 16 689 22 956<br />
Total deposit and current accounts 10 1 009 483 918 766 930 153<br />
Comprising:<br />
Retail priced deposit and current accounts 18 268 854 227 390 248 289<br />
Wholesale priced deposit and current accounts 7 740 629 691 376 681 864<br />
Total deposit and current accounts 10 1 009 483 918 766 930 153<br />
Total deposit and current acconts on a constant currency 6 1 009 483 956 172 960 644<br />
1H12<br />
Rm<br />
FY12<br />
Rm<br />
55
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