Overview of financial results - Standard Bank - Investor Relations

Standard Bank Group Analysis of financial results for the six months ended 30 June 2013
Capital adequacy ratios
Host
tier I
regulatory
requirements
%
Host
total
regulatory
requirements
%
Tier I
capital
%
1H13
Total
capital
%
Tier I
capital
%
FY12
Total
capital
%
Standard Bank Group 1 6.0 2 9.5 2 12.3 15.4 11.2 14.3
The Standard Bank of South Africa
Group (SBSA Group) 1 6.0 2 9.5 2 11.3 14.2 10.5 13.7
Rest of Africa
CfC Stanbic Bank Kenya 10.5 14.5 17.6 20.9 21.0 30.0
Stanbic Bank Botswana 7.5 15.0 11.3 18.6 8.9 17.3
Stanbic Bank Ghana 6.7 10.0 17.9 19.2 17.1 18.6
Stanbic Bank Tanzania 10.0 12.0 13.0 15.0 13.4 15.4
Stanbic Bank Uganda 8.0 12.0 19.3 23.3 15.7 20.0
Stanbic Bank Zambia 5.0 10.0 16.8 19.1 18.1 20.7
Stanbic Bank Zimbabwe 8.0 12.0 17.6 19.0 15.5 16.9
Stanbic IBTC Bank Nigeria 5.0 10.0 13.1 15.4 15.7 16.7
Standard Bank de Angola 5.0 10.0 11.9 17.8 15.6 15.6
Standard Bank Malawi 6.0 10.0 19.1 23.2 17.2 21.9
Standard Bank Mauritius 5.0 10.0 9.6 14.9 6.9 10.8
Standard Bank Mozambique 4.0 8.0 12.1 13.2 16.6 17.7
Standard Bank Namibia 7.0 10.0 9.8 11.8 10.2 11.8
Standard Bank RDC (DR Congo) 5.0 10.0 24.4 34.6 25.4 30.7
Standard Bank Swaziland 4.0 8.0 10.9 15.7 10.6 15.0
Standard Lesotho Bank 4.0 8.0 12.2 13.3 9.0 10.3
Standard International Holdings,
consolidated 3 17.2 24.2 15.1 21.7
Standard Bank Isle of Man 10.0 10.3 12.3 9.6 11.8
Standard Bank Jersey 10.0 10.5 15.2 11.2 15.8
Liberty Group (calculated in terms of
the Long-term Insurance Act)
capital adequacy requirement
– times covered 2.8 2.7
1
FY12 presented on a pro forma Basel III basis.
2
Represents 2013 SARB Basel III minimum capital requirements.
3
Incorporating:
– Banco Standard de Investimentos (Brazil)
– Standard Bank Asia (Hong Kong)
– Standard Bank Plc (United Kingdom)
71