Value Chains research report Tajikistan final - Microfinance Centre
Value Chains research report Tajikistan final - Microfinance Centre
Value Chains research report Tajikistan final - Microfinance Centre
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Scheme 7. Lemon <strong>Value</strong> Chain<br />
Markets<br />
Domestic<br />
Export wholesale<br />
Exporters<br />
Exporter<br />
Wholesaler/<br />
warehouse<br />
keepers<br />
Wholesalers<br />
Traders/<br />
Collector<br />
Traders/collectors<br />
Producers<br />
Population, backyard production, 98% of total production, Dekhkan<br />
Farms and Collective Farms only 2% of all production<br />
Lemon value chain financing opportunities<br />
1. Lemon Production<br />
• Financing through long-term loans for greenhouse construction, storehouse<br />
building, packing direction support and lemon calibration is also an important<br />
condition for the value chain development of lemons.<br />
• Financing schemes which allow the supply and distribution of fertilizers and<br />
pesticides. That could be done on collaboration with farmers and input dealers.<br />
Designing a special loan product: The proposed lending scheme includes<br />
opening a credit facility for the shops related to farmer groups. Manufacturers<br />
receive goods from the shop, while the shop presents the purchase agreement<br />
and issue order to the bank for obtaining the funds. The loan will be registered to<br />
the client for whom the credit line has been opened. Loan payment could be<br />
scheduled for period as the crops are being sold.<br />
• Financing by working capital agricultural input shops, which will offer Seeds<br />
(include nursery, seeds for onions and melons, tomato and cucumber); Certified<br />
fertilizers; Certified chemicals for plant protection; Diesel fuel; Supplying<br />
greenhouse films for multiple year usage.<br />
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