Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
Conditions in H1FY2019-I<br />
Exhibit 6 : NBFC Borrowing Profile- Mar-18- Concentrated with Banks and MFs<br />
Exhibit 7 : Retail-NBFC Credit- Robust growth in FY2018 and H1FY2019<br />
Source: RBI ;<br />
SCB-Scheduled Commercial Banks, MF- Mutual Funds<br />
❖ NBFC resource profile is concentrated between Banks and Mutual Funds (MFs) - together accounting for 75-80% of total NBFC borrowings<br />
❖ Insurance companies largely focus on higher rated credit<br />
Note: NBFC credit excludes entities converted to banks and SFBs;<br />
Source: ICRA Research; Company/ Company Investor presentations<br />
❖ Retail-NBFC credit growth was quite robust - 22-23% during FY2018 and ~25% (YoY) growth in H1FY2019<br />
9