04.01.2019 Views

WWRR Vol.2.017

Create successful ePaper yourself

Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.

Conditions in H1FY2019-I<br />

Exhibit 6 : NBFC Borrowing Profile- Mar-18- Concentrated with Banks and MFs<br />

Exhibit 7 : Retail-NBFC Credit- Robust growth in FY2018 and H1FY2019<br />

Source: RBI ;<br />

SCB-Scheduled Commercial Banks, MF- Mutual Funds<br />

❖ NBFC resource profile is concentrated between Banks and Mutual Funds (MFs) - together accounting for 75-80% of total NBFC borrowings<br />

❖ Insurance companies largely focus on higher rated credit<br />

Note: NBFC credit excludes entities converted to banks and SFBs;<br />

Source: ICRA Research; Company/ Company Investor presentations<br />

❖ Retail-NBFC credit growth was quite robust - 22-23% during FY2018 and ~25% (YoY) growth in H1FY2019<br />

9

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!