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WWRR Vol.2.017

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Mar-15<br />

Mar-16<br />

Jun-16<br />

Sep-16<br />

Dec-16<br />

Mar-17<br />

Jun-17<br />

Sep-17<br />

Dec-17<br />

Mar-18<br />

Jun-18<br />

Sep-18<br />

Mar-15<br />

Jun-15<br />

Sep-15<br />

Dec-15<br />

Mar-16<br />

Jun-16<br />

Sep-16<br />

Dec-16<br />

Mar-17<br />

Jun-17<br />

Sep-17<br />

Dec-17<br />

Mar-18<br />

Jun-18<br />

Sep-18<br />

Mar-15<br />

Mar-16<br />

Mar-17<br />

Jun-17<br />

Sep-17<br />

Dec-17<br />

Mar-18<br />

Jun-18<br />

Sep-18<br />

Segment Wise Asset Quality Trends-I<br />

CV- Quality improved during H1FY2019; pressures expected<br />

going forward<br />

10.0%<br />

9.0%<br />

Exhibit 28: NBFC CV- 90+ dpd Trends<br />

12.0%<br />

10.0%<br />

8.0%<br />

CE- Overdues to inch-up if demand does not improve in a<br />

commensurate manner<br />

Exhibit 29 : NBFC CE-90+ dpd Trends<br />

8.0%<br />

7.0%<br />

6.0%<br />

4.0%<br />

2.0%<br />

4.0%<br />

6.0%<br />

5.0%<br />

6.4%<br />

5.6%<br />

5.2%<br />

3.5%<br />

PV- Range-bound asset quality indicators<br />

Exhibit 30: NBFC PV- 90+ dpd Trends<br />

4.0%<br />

3.0%<br />

2.8%<br />

3.0%<br />

3.4%<br />

3.1%<br />

2.5%<br />

2.0%<br />

1.5%<br />

Overall CV<br />

Overall CV (6 month lagged)<br />

New CV<br />

Used CV<br />

New CV (6 month lagged)<br />

Source: ICRA Sample of select NBFCs and ICRA research<br />

1.0%<br />

22

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