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Total Installer May-June 2019

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Industry News<br />

DON’T LET INSURANCE<br />

BE SOLE DESTROYING<br />

A large number of the UK’s self-employed<br />

tradespeople could be personally exposed<br />

to the various risks associated with<br />

running a business, exclusive research<br />

carried out by self-employment tax<br />

specialist, Qdos, has revealed.<br />

The insight suggests that nearly one in three<br />

(29%) self-employed workers surveyed do not<br />

hold insurance at all, with over half of this<br />

group stating they do not believe they need it.<br />

This group of workers (83% of whom are soletraders)<br />

do not hold insurance for the following<br />

reasons: 53% do not think they need it; 25%<br />

believe it’s too expensive; 17% have never<br />

considered it at all; 8% are looking to buy it;<br />

1% can’t find the right policy; 1% say they are<br />

self-insured; 5% stated ‘other’ reasons.<br />

Of the 71% of individuals who hold at least one<br />

form of insurance, the most common policy is<br />

public liability insurance (64%).<br />

Higher earners (£50k+ annual turnover) are<br />

more likely to have insurance in place (95%),<br />

while those earning under £50k a year are less<br />

likely (63%).<br />

Seb Maley, CEO of Qdos, said: “Self-employed<br />

workers are exposed to all kinds of risks on a<br />

daily basis – many of which they have no<br />

control over and cannot see coming. When<br />

running a small business, there's no escaping<br />

the fact that you might have an accident and<br />

not be able to work, make a mistake for which<br />

you’re liable or even be investigated by the<br />

taxman. Sole traders do not have the luxury of<br />

being protected by their limited company either.<br />

This means that if an incident does happen,<br />

they will be personally liable should they not<br />

hold insurance. Given challenging HMRC, for<br />

example, can cost individuals thousands of<br />

pounds, the old adage it’s better to be safe<br />

than sorry has never been truer.”<br />

INSTALLER SCHEME MAKES ROOFLINE EASY<br />

Freefoam has reported a significant increase in<br />

recent months in the number of new Registered<br />

<strong>Installer</strong>s, with companies from throughout the<br />

UK applying to join the scheme.<br />

Following a programme of promotion activity<br />

across various media, enquiries have increased<br />

and more home improvement companies are<br />

realising the benefits of supplying and fitting<br />

Freefoam products.<br />

Roofline falls into the remit of a range of<br />

businesses, from window and door installers,<br />

roofers, roofline specialists and more general<br />

building professionals. To this end the Freefoam<br />

Registered <strong>Installer</strong> scheme is open to any<br />

business, allowing companies to integrate roofline<br />

into their offering, backed by a professional<br />

package and manufacturer support.<br />

Marketing Manager Louise Sanderson explained:<br />

“We’ve been incredibly pleased with the results of<br />

our campaign. In an increasingly competitive<br />

market businesses are looking at ways they can<br />

extend their offering, and align themselves with a<br />

well-respected, established brand. The Freefoam<br />

Registered <strong>Installer</strong> scheme meets their needs<br />

and offers an attractive proposition.”<br />

Colin St John commented “The Freefoam<br />

Registered <strong>Installer</strong> scheme makes roofline an<br />

accessible range for all home improvement<br />

professionals. We provide the materials and<br />

back-up support to help all companies develop<br />

their business – their success is our success.<br />

Having brand loyal, committed fitting companies<br />

buying from our customers also underlines our<br />

support for the whole supply chain.”<br />

GIN IS THE PERFECT INSTALLER TONIC<br />

Bison Frames says its new<br />

Genesis <strong>Installer</strong> Network (GIN)<br />

is proving to be an instant<br />

success gaining interest from<br />

the trade, with many already<br />

signing up to become member.<br />

GIN is said to be designed to unite<br />

forward thinking installation<br />

companies with a product portfolio<br />

of premium windows, doors and<br />

comprehensive support.<br />

“We’ve had an amazing response from installers<br />

so far,” said Marcus O’Boyle, Bison’s Business<br />

Development and Marketing Manager. “To date,<br />

26 businesses have signed up to the scheme and<br />

they are already reaping the benefits. It gives<br />

installer-retailers the tools to demonstrate their<br />

professionalism and grow their business with an<br />

exclusive product range.<br />

Marcus O'Boyle, Business<br />

Development and Marketing Manager<br />

at Bison Frames.<br />

Freefoam has seena rise in registered installers.<br />

“Meticulously crafted by Bison,<br />

the Genesis Collection offers<br />

windows and doors with<br />

beautifully crafted joints, including<br />

both mechanical and Graf Weld<br />

options. We wanted to grow and<br />

support our network of installers<br />

so they can provide a product and<br />

service that really stands out from<br />

the crowd with a host of extra<br />

benefits.”<br />

‘GIN’ is free to join and offers<br />

installers high quality, qualified sales leads<br />

nationwide, teamed with a wealth of support.<br />

<strong>Installer</strong>s who are interested in being a part of<br />

‘GIN’ can find out more at<br />

https://bisonframes.co.uk/register-for-genesisinstaller-network/.<br />

12 TIJULY/AUG <strong>2019</strong> PRACTICAL CONTENT FOR THE GLAZING INSTALLER & HOME IMPROVEMENT SPECIALIST

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