Total Installer May-June 2019
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Industry News<br />
DON’T LET INSURANCE<br />
BE SOLE DESTROYING<br />
A large number of the UK’s self-employed<br />
tradespeople could be personally exposed<br />
to the various risks associated with<br />
running a business, exclusive research<br />
carried out by self-employment tax<br />
specialist, Qdos, has revealed.<br />
The insight suggests that nearly one in three<br />
(29%) self-employed workers surveyed do not<br />
hold insurance at all, with over half of this<br />
group stating they do not believe they need it.<br />
This group of workers (83% of whom are soletraders)<br />
do not hold insurance for the following<br />
reasons: 53% do not think they need it; 25%<br />
believe it’s too expensive; 17% have never<br />
considered it at all; 8% are looking to buy it;<br />
1% can’t find the right policy; 1% say they are<br />
self-insured; 5% stated ‘other’ reasons.<br />
Of the 71% of individuals who hold at least one<br />
form of insurance, the most common policy is<br />
public liability insurance (64%).<br />
Higher earners (£50k+ annual turnover) are<br />
more likely to have insurance in place (95%),<br />
while those earning under £50k a year are less<br />
likely (63%).<br />
Seb Maley, CEO of Qdos, said: “Self-employed<br />
workers are exposed to all kinds of risks on a<br />
daily basis – many of which they have no<br />
control over and cannot see coming. When<br />
running a small business, there's no escaping<br />
the fact that you might have an accident and<br />
not be able to work, make a mistake for which<br />
you’re liable or even be investigated by the<br />
taxman. Sole traders do not have the luxury of<br />
being protected by their limited company either.<br />
This means that if an incident does happen,<br />
they will be personally liable should they not<br />
hold insurance. Given challenging HMRC, for<br />
example, can cost individuals thousands of<br />
pounds, the old adage it’s better to be safe<br />
than sorry has never been truer.”<br />
INSTALLER SCHEME MAKES ROOFLINE EASY<br />
Freefoam has reported a significant increase in<br />
recent months in the number of new Registered<br />
<strong>Installer</strong>s, with companies from throughout the<br />
UK applying to join the scheme.<br />
Following a programme of promotion activity<br />
across various media, enquiries have increased<br />
and more home improvement companies are<br />
realising the benefits of supplying and fitting<br />
Freefoam products.<br />
Roofline falls into the remit of a range of<br />
businesses, from window and door installers,<br />
roofers, roofline specialists and more general<br />
building professionals. To this end the Freefoam<br />
Registered <strong>Installer</strong> scheme is open to any<br />
business, allowing companies to integrate roofline<br />
into their offering, backed by a professional<br />
package and manufacturer support.<br />
Marketing Manager Louise Sanderson explained:<br />
“We’ve been incredibly pleased with the results of<br />
our campaign. In an increasingly competitive<br />
market businesses are looking at ways they can<br />
extend their offering, and align themselves with a<br />
well-respected, established brand. The Freefoam<br />
Registered <strong>Installer</strong> scheme meets their needs<br />
and offers an attractive proposition.”<br />
Colin St John commented “The Freefoam<br />
Registered <strong>Installer</strong> scheme makes roofline an<br />
accessible range for all home improvement<br />
professionals. We provide the materials and<br />
back-up support to help all companies develop<br />
their business – their success is our success.<br />
Having brand loyal, committed fitting companies<br />
buying from our customers also underlines our<br />
support for the whole supply chain.”<br />
GIN IS THE PERFECT INSTALLER TONIC<br />
Bison Frames says its new<br />
Genesis <strong>Installer</strong> Network (GIN)<br />
is proving to be an instant<br />
success gaining interest from<br />
the trade, with many already<br />
signing up to become member.<br />
GIN is said to be designed to unite<br />
forward thinking installation<br />
companies with a product portfolio<br />
of premium windows, doors and<br />
comprehensive support.<br />
“We’ve had an amazing response from installers<br />
so far,” said Marcus O’Boyle, Bison’s Business<br />
Development and Marketing Manager. “To date,<br />
26 businesses have signed up to the scheme and<br />
they are already reaping the benefits. It gives<br />
installer-retailers the tools to demonstrate their<br />
professionalism and grow their business with an<br />
exclusive product range.<br />
Marcus O'Boyle, Business<br />
Development and Marketing Manager<br />
at Bison Frames.<br />
Freefoam has seena rise in registered installers.<br />
“Meticulously crafted by Bison,<br />
the Genesis Collection offers<br />
windows and doors with<br />
beautifully crafted joints, including<br />
both mechanical and Graf Weld<br />
options. We wanted to grow and<br />
support our network of installers<br />
so they can provide a product and<br />
service that really stands out from<br />
the crowd with a host of extra<br />
benefits.”<br />
‘GIN’ is free to join and offers<br />
installers high quality, qualified sales leads<br />
nationwide, teamed with a wealth of support.<br />
<strong>Installer</strong>s who are interested in being a part of<br />
‘GIN’ can find out more at<br />
https://bisonframes.co.uk/register-for-genesisinstaller-network/.<br />
12 TIJULY/AUG <strong>2019</strong> PRACTICAL CONTENT FOR THE GLAZING INSTALLER & HOME IMPROVEMENT SPECIALIST