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Growth strategies in retail banking Study - Roland Berger

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Branch density is at par with mature CEE bank<strong>in</strong>g<br />

markets<br />

Branch density [# per 100.000 <strong>in</strong>habitants] 1)<br />

H<br />

PL<br />

RO<br />

CZ<br />

HR<br />

UK<br />

FR<br />

IT<br />

DE<br />

ES<br />

11<br />

12<br />

15<br />

16<br />

18<br />

19<br />

44<br />

Notes: 1) Incl. cooperative banks, 2005<br />

52<br />

Source: National Central Banks; Bankscope<br />

58<br />

99<br />

Comments<br />

Low branch density relative to EU<br />

Plans for additional branches<br />

announced for 2006<br />

High potential to improve branch<br />

density and <strong>in</strong>crease revenue BUT<br />

<strong>in</strong>vestment and <strong>in</strong>novative branch<br />

concepts required<br />

VIE-1789-90000-017-415<br />

35

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