Growth strategies in retail banking Study - Roland Berger
Growth strategies in retail banking Study - Roland Berger
Growth strategies in retail banking Study - Roland Berger
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A second wave of M&A activities is expected as<br />
smaller foreign banks will review their CEE strategy<br />
Banks<br />
1)<br />
2)<br />
Countries<br />
2005<br />
9<br />
7<br />
5<br />
7<br />
1<br />
2<br />
1<br />
1<br />
Total Assets<br />
<strong>in</strong> CEE, 2004<br />
[EUR m]<br />
15,600<br />
4,100<br />
5,500<br />
16,500<br />
6,500<br />
5,300<br />
5,100<br />
1,600<br />
Notes: 1) Focus Poland/only small subsidiaries <strong>in</strong> other countries 2) 2 as of 2005 (HU and BG)<br />
Foreign players of small size/ with limited<br />
presence review their CEE bank<strong>in</strong>g strategy,<br />
might consider exit<br />
Second wave M&A activities expected/<br />
already happen<strong>in</strong>g (e.g. OTP’s appetite for<br />
more CEE assets, divestments by Unicredit<br />
<strong>in</strong> Croatia)<br />
Consolidation with<strong>in</strong> foreign bank<strong>in</strong>g players<br />
expected<br />
Opportunities for "late entrants" or further<br />
consolidation of the bank<strong>in</strong>g sector<br />
VIE-1789-90000-017-415<br />
7