AR 215-1 - Soldier Support Institute - U.S. Army

. In addition to RIMP procedures in paragraph 19–26, guidance contained in the Aviation Insurance Program
Manual may be obtained from RIMP at the address in paragraph 19–3.
c. Calls to RIMP or the insurer to report a loss will be followed up in writing as stated in paragraph 19–26.
d. If the loss results in bodily injury or damage to the property of others, RIMP and the commercial insurer will be
advised at the time the accident is reported. Resulting claims will be investigated and adjusted by the commercial
insurer. The local CJA will be notified of the incident and of claims filed. The claims officer will offer assistance to the
insurer as needed.
e. In the event of conflict between the commercial aircraft policy and regulatory guidance, the terms of the
commercial policy will take precedence.
19–62. Deductible
a. When aircraft are lost or damaged all claims coming from the same event will be adjusted separately. From the
total of all the adjusted claims coming from the same event, $500 will be deducted.
b. No deductible will apply to loss caused by—
(1) Fire, explosion, lightning, theft, robbery, vandalism.
(2) Accidental damage to aircraft transported after being dismantled.
Section XII
Fidelity Bonds
19–63. Applicable protection
Fidelity bonding protects NAFIs/entities against losses of money or property caused by fraud, theft, embezzlement,
larceny, or dishonesty by an employee. The amount of bond for each employee will depend on the classification of the
position.
19–64. Requirements
All employees must be bonded. Individual employees will not be bonded as such. All employment positions, however,
will be bonded in the amounts described below.
19–65. Coverage
a. Class 1 positions will be bonded for $20,000 and will include—
(1) Fund managers/entity administrators, including permanently assigned military personnel and APF civilians.
(2) All executive, administrative, and supervisory officials, department heads, and others who handle, receipt for, or
have custody of money, checks, or securities, or are accountable for supplies or other property as a part of their
assigned duties.
(3) Any person who has authority to approve or appropriate expenditures; approve, certify, or countersign checks or
other disbursements; maintain or audit cash, checks, securities, time records, supplies, or other property; or take
physical inventories.
b. Class 2 positions will be bonded for $5,000 and include all positions other than those listed in paragraph 19–65a,
above, that are not responsible for money or property.
19–66. Limits of liability
a. Liability will be limited to the amount of the bond in effect for each position.
b. In addition to the standard limits of liability of $20,000 for Class I positions, excess coverage up to $230,000 may
be obtained for maximum coverage of $250,000 for Class I positions. Request for excess coverage may be indicated on
the Review of Insured Exposures or sent in memorandum format to FMWRC at the address in paragraph 19–3.
19–67. Perils excluded
In addition to the general exclusions listed in paragraph 19–25, fidelity bonds will not cover—
a. Losses caused by any employee if the fund manager/entity administrator was made aware of any previous
fraudulent or criminal act committed by the same employee prior to the loss.
b. Losses proved only by an inventory or profit/loss computation and cashier shortages. Losses proved by evidence,
wholly apart from inventory or profit and loss computations, and which result from fraudulent or dishonest acts of any
employee are not excluded.
19–68. Claims procedures
Claims procedures explained in paragraph 19–26 will apply to all claims involving fidelity bonds. Notifications to the
RIMP will also include—
a. The title of the bonded position.
b. The classification of the person assigned to the position.
156 AR 215–1 • 31 July 2007