- Page 1 and 2: Co-Event Sponsors Gold Sponsor Silv
- Page 3 and 4: Fourth Annual Mortgage Lending Indu
- Page 5 and 6: Monday, October 6, 2008 Fourth Annu
- Page 7 and 8: TAB SPONSORS
- Page 9 and 10: FAIR LENDING ADVISORY FOR LENDER SE
- Page 11 and 12: �����������
- Page 13 and 14: HELP YOUR CLIENTS GET THE MORTGAGE
- Page 15: HMDA Data Mining for CRA and Minori
- Page 19 and 20: Index of Tables Table 1: Loan Type
- Page 21 and 22: Purpose The purpose of this study i
- Page 23 and 24: Subprime Rate Loans And The Current
- Page 25 and 26: Subprime Rate Loans And The Current
- Page 27 and 28: Summary Of Findings • The overall
- Page 29 and 30: Highlights Of 2004-2006 Subprime Ra
- Page 31 and 32: Highlights Of 2004-2006 Subprime Ra
- Page 33 and 34: Distribution Analysis Of 2006 Subpr
- Page 35 and 36: Distribution Analysis Of 2006 Subpr
- Page 37 and 38: Distribution Analysis Of 2006 Subpr
- Page 39 and 40: Distribution Analysis Of 2006 Subpr
- Page 41 and 42: Distribution Analysis Of 2006 Subpr
- Page 43 and 44: Distribution Analysis Of 2006 Subpr
- Page 45 and 46: Distribution Analysis Of 2006 Subpr
- Page 47 and 48: Conclusion About The Author maurice
- Page 49 and 50: Successful Sales Tools for Loan Ori
- Page 51 and 52: TAB WELCOME ADDRESS
- Page 53 and 54: John A. Courson John A. Courson is
- Page 55 and 56: Why Diversity is Important to the M
- Page 57 and 58: STACEY D. STEWART Chief Diversity O
- Page 59 and 60: Terri J. Fowlkes Terri J. Fowlkes i
- Page 61 and 62: The First American Corporation Depl
- Page 63 and 64: What is Supplier Diversity at First
- Page 65 and 66: DIVERSITY Transformation Over Time!
- Page 67 and 68:
Developing a Winning Diversity Busi
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Know the Facts � Minority groups'
- Page 71 and 72:
Data Sources -- Building The Case R
- Page 73 and 74:
Example: Relevant Marketing Collate
- Page 75 and 76:
Diversity and Inclusion in Mortgage
- Page 77 and 78:
Our Commitment to Diversity and Inc
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Our Commitment to Diversity and Inc
- Page 81 and 82:
Our Commitment to Diversity and Inc
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Our Commitment has resulted in this
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Recruiting Diverse Talent - a Criti
- Page 87 and 88:
Finding Experienced Diverse Sales P
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Best Practices in Recruiting Divers
- Page 91 and 92:
Thank you John Browning Area Sales
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Confidential - Copyright © Citi 20
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• Mortgage Market Dislocation •
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1. Dedicated / Focused / Diverse St
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• GSEs • MI Companies • Non-P
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• Access • R-HOME • Home Run
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TAB IMPACT OF HOUSING LEGISLATION
- Page 105 and 106:
Michael Taliefero Michael Taliefero
- Page 107 and 108:
Tim Doyle is a Vice President of In
- Page 109 and 110:
Housing and Economic Recovery Act o
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• Adds energy efficiency and hist
- Page 113 and 114:
Emergency Assistance for the Redeve
- Page 115 and 116:
Key Provisions for HFAs FHA Moderni
- Page 117 and 118:
Mission Improvement • Requires th
- Page 119 and 120:
Key Provisions for HFAs HOPE for Ho
- Page 121 and 122:
Mortgage Foreclosure Protections fo
- Page 123 and 124:
Key Provisions for HFAs Housing Tax
- Page 125 and 126:
SUMMARY OF H.R. 3221 - THE HOUSING
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terms, conditions as the Secretary
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H.R 3221 DIVISION A - TITLE II - FE
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H.R. 3221 DIVISION A - TITLE IV - H
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H.R. 3221 DIVISION A - TITLE V: S.A
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esidential mortgage loan originator
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H.R. 3221 -DIVISION B - TITLE II -
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exempt housing bonds that each stat
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Transfer of funds appropriated to c
- Page 143 and 144:
The Emergency Economic Stabilizatio
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October 2008 Treasury must issue pr
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October 2008 and other available pr
- Page 149 and 150:
October 2008 foreclosure mitigation
- Page 151 and 152:
October 2008 a bid regardless of an
- Page 153 and 154:
preferred stock held by the financi
- Page 155 and 156:
October 2008 Sec. 504. Income avera
- Page 157 and 158:
Licensing Standards: All state-lice
- Page 159 and 160:
Federal Banking Agencies/Federal Fi
- Page 161 and 162:
Increasing Transparency and Account
- Page 163 and 164:
Housing Legislation in a Broader Co
- Page 165 and 166:
Impact of Market Challenges • Liq
- Page 167 and 168:
Components of HERA • FHA Moderniz
- Page 169 and 170:
Wells Fargo’s Long-term Commitmen
- Page 171 and 172:
Other HERA Provisions Hope for Home
- Page 173 and 174:
Questions? Tom Goyda Wells Fargo Ho
- Page 175 and 176:
Sponsored by: Diversity Luncheon 11
- Page 177 and 178:
Market Psychology around Homeowners
- Page 179 and 180:
Mortgage Strategic Markets & Divers
- Page 181 and 182:
Share Foreclosures by Loan Type Pro
- Page 183 and 184:
Q2-2008 Prime ARM Foreclosure Start
- Page 185 and 186:
Foreclosures in “Sand” States A
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Foreclosures in “Sand” States S
- Page 191 and 192:
Change in Number of Owner- and Rent
- Page 193 and 194:
77 76 75 74 73 72 71 98 Homeownersh
- Page 195 and 196:
Changing the Market Psychology arou
- Page 197 and 198:
The Truth about Foreclosures • Pe
- Page 199 and 200:
The Truth about Mortgage Securitiza
- Page 201 and 202:
What has the Credit Panic Done to t
- Page 203 and 204:
80% 75% 70% 65% 60% 55% 50% 45% 40%
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Rank 1 2 3 4 5 6 7 8 9 10 11 12 13
- Page 207 and 208:
Left Us with ‘Super 4’ Mortgage
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Are Declining Markets Underwriting
- Page 211:
Changing the Consumer Psychology Ar
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Perceptions p • During g an other
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11,400,000 400 000 1,200,000 1,000,
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$250,000,000 $200,000,000 $150,000,
- Page 220 and 221:
Perceent 60.00 50.00 40.00 30.00 20
- Page 222 and 223:
700,000 600,000 500,000 400,000 300
- Page 224 and 225:
Percent 50.00 45.00 40.00 35.00 30.
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45.00% 40.00% 35.00% 30.00% 25.00%
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Reality 2004 2004-2007 2004 2007 20
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40.00% 35.00% 30.00% 25.00% 20.00%
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Reality 2004 2004-2007, 2004 2007,
- Page 234 and 235:
• While many conservatives believ
- Page 236 and 237:
TAB TRENDS IN LOSS MITIGATION
- Page 238 and 239:
Patrick Carey Chief Executive Offic
- Page 240 and 241:
TAB NON PROFIT’S ROLE IN EARLY IN
- Page 242 and 243:
Larry L. Gilmore 5502 Willow Grove
- Page 244 and 245:
2007….What Happened? � Lack of
- Page 246 and 247:
2,500,000 2,000,000 1,500,000 1,000
- Page 248 and 249:
HOPE NOW Alliance Membership Counse
- Page 250 and 251:
Borrower Outreach Letters � Servi
- Page 252 and 253:
Date Cities State Servicers Borrowe
- Page 254 and 255:
HOPE Hotline...888-995-HOPE � Nat
- Page 256 and 257:
HOPE NOW Results � Since July 200
- Page 258 and 259:
Percent Increase in Loan Modificati
- Page 260 and 261:
TAB RESPONSIBLE SUSTAINABLE LENDING
- Page 262 and 263:
Ernest E. Baskette, Jr. Mr. Baskett
- Page 264 and 265:
Shelley Metz-Galloway Vice Presiden
- Page 266 and 267:
What is… “the art of influencin
- Page 268 and 269:
Wells Fargo Our Commitment is Past,
- Page 270 and 271:
Wells Fargo Sustaining the History
- Page 272 and 273:
Why Responsible Lending? Responsibl
- Page 274 and 275:
Thank you Shelley Metz-Galloway Vic
- Page 276 and 277:
What is Self-Help? • Self-Help is
- Page 278 and 279:
www.self-help.org 4 4
- Page 280 and 281:
Lease-Purchase Mortgage Product �
- Page 282 and 283:
Lease-Purchase Pilot Structure Loan
- Page 284 and 285:
Pilot in Peachtree Hills, Charlotte
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Peachtree Hills - Foreclosure Distr
- Page 288 and 289:
Homes are still in decent shape Exp
- Page 290 and 291:
Supportive Services • Homebuyer c
- Page 292 and 293:
4 th Annual Mortgage Lending Indust
- Page 294 and 295:
MLI Emerging Markets and Diversity
- Page 296 and 297:
A new, innovative, comprehensive an
- Page 298 and 299:
MLI Emerging Markets and Diversity
- Page 300 and 301:
MLI Emerging Markets and Diversity
- Page 302 and 303:
MLI Emerging Markets and Diversity
- Page 304 and 305:
MLI Emerging Markets and Diversity
- Page 306 and 307:
Tactics and Strategies to Preserve
- Page 308:
TAB BEST IN INDUSTRY DINNER
- Page 311 and 312:
FOR IMMEDIATE RELEASE Wednesday, Oc
- Page 313 and 314:
Fourth Annual Minority Lending Awar
- Page 315 and 316:
Affordable Housing, CRA & Strategic
- Page 317 and 318:
Affordable Housing, CRA & Strategic
- Page 319 and 320:
What is ACCESS? Standard First Mort
- Page 321 and 322:
Create a Competitive Edge • Secon
- Page 323 and 324:
Leverage MI to Create a Competitive
- Page 325 and 326:
ACCESS is Easy for You and Your Cus
- Page 327 and 328:
Questions: National Homebuyers Fund
- Page 329 and 330:
Town Hall Meeting: Consumer Protect
- Page 331 and 332:
Lori Jones Gibbs Lori Jones Gibbs i
- Page 333 and 334:
Stella Adams Stella Adams is the fo
- Page 335 and 336:
Maria Kong Maria Kong has been a dy
- Page 337:
Strategic Markets and Diversity Con