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Download Conference Presentations - Mortgage Lending Industry ...

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Confidential - Copyright © Citi 2008 All Rights Reserved<br />

Overview<br />

• Why is Diversity and Inclusion Important to Citi<strong>Mortgage</strong> and the<br />

<strong>Mortgage</strong> <strong>Lending</strong> <strong>Industry</strong>?<br />

– Diverse Customer Base<br />

• Mix of our workforce to mirror the markets that we serve (better understanding of<br />

the needs of the customers that we serve)<br />

• Customers often feel more comfortable working with people that are of like<br />

backgrounds and speak the same language<br />

– Growing Diverse U.S. Population<br />

– Increased Income and Buying Power of Ethnic Minorities and Women<br />

– Regulatory / Fair <strong>Lending</strong> Obligations<br />

• Equal Credit Opportunity Act<br />

• Fair Housing Act<br />

– It is the Right Thing to Do!<br />

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