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Co-Event Sponsors Gold Sponsor Silv
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Fourth Annual Mortgage Lending Indu
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Monday, October 6, 2008 Fourth Annu
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TAB SPONSORS
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FAIR LENDING ADVISORY FOR LENDER SE
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HELP YOUR CLIENTS GET THE MORTGAGE
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HMDA Data Mining for CRA and Minori
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The Demographic Impact of the Subpr
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Index of Tables Table 1: Loan Type
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Purpose The purpose of this study i
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Subprime Rate Loans And The Current
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Subprime Rate Loans And The Current
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Summary Of Findings • The overall
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Highlights Of 2004-2006 Subprime Ra
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Highlights Of 2004-2006 Subprime Ra
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Distribution Analysis Of 2006 Subpr
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Distribution Analysis Of 2006 Subpr
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Distribution Analysis Of 2006 Subpr
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Distribution Analysis Of 2006 Subpr
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Distribution Analysis Of 2006 Subpr
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Distribution Analysis Of 2006 Subpr
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Distribution Analysis Of 2006 Subpr
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Conclusion About The Author maurice
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Successful Sales Tools for Loan Ori
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TAB WELCOME ADDRESS
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John A. Courson John A. Courson is
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Why Diversity is Important to the M
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STACEY D. STEWART Chief Diversity O
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Terri J. Fowlkes Terri J. Fowlkes i
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The First American Corporation Depl
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What is Supplier Diversity at First
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DIVERSITY Transformation Over Time!
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Developing a Winning Diversity Busi
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Know the Facts � Minority groups'
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Data Sources -- Building The Case R
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Example: Relevant Marketing Collate
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Diversity and Inclusion in Mortgage
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Our Commitment to Diversity and Inc
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Our Commitment to Diversity and Inc
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Our Commitment to Diversity and Inc
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Our Commitment has resulted in this
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Recruiting Diverse Talent - a Criti
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Finding Experienced Diverse Sales P
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Best Practices in Recruiting Divers
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Thank you John Browning Area Sales
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Confidential - Copyright © Citi 20
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• Mortgage Market Dislocation •
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1. Dedicated / Focused / Diverse St
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• GSEs • MI Companies • Non-P
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• Access • R-HOME • Home Run
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TAB IMPACT OF HOUSING LEGISLATION
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Michael Taliefero Michael Taliefero
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Tim Doyle is a Vice President of In
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Housing and Economic Recovery Act o
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• Adds energy efficiency and hist
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Emergency Assistance for the Redeve
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Key Provisions for HFAs FHA Moderni
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Mission Improvement • Requires th
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Key Provisions for HFAs HOPE for Ho
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Mortgage Foreclosure Protections fo
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Key Provisions for HFAs Housing Tax
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SUMMARY OF H.R. 3221 - THE HOUSING
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terms, conditions as the Secretary
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H.R 3221 DIVISION A - TITLE II - FE
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H.R. 3221 DIVISION A - TITLE IV - H
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H.R. 3221 DIVISION A - TITLE V: S.A
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esidential mortgage loan originator
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- Page 139 and 140: exempt housing bonds that each stat
- Page 141 and 142: Transfer of funds appropriated to c
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- Page 149 and 150: October 2008 foreclosure mitigation
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- Page 155 and 156: October 2008 Sec. 504. Income avera
- Page 157 and 158: Licensing Standards: All state-lice
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- Page 161 and 162: Increasing Transparency and Account
- Page 163 and 164: Housing Legislation in a Broader Co
- Page 165 and 166: Impact of Market Challenges • Liq
- Page 167 and 168: Components of HERA • FHA Moderniz
- Page 169 and 170: Wells Fargo’s Long-term Commitmen
- Page 171 and 172: Other HERA Provisions Hope for Home
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- Page 175 and 176: Sponsored by: Diversity Luncheon 11
- Page 177 and 178: Market Psychology around Homeowners
- Page 179 and 180: Mortgage Strategic Markets & Divers
- Page 181 and 182: Share Foreclosures by Loan Type Pro
- Page 183 and 184: Q2-2008 Prime ARM Foreclosure Start
- Page 185 and 186: Foreclosures in “Sand” States A
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- Page 192 and 193: 52 50 48 46 44 42 98 99 Homeownersh
- Page 194 and 195: Issues Going Forward • What to do
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- Page 198 and 199: The Truth about Subprime Exposure
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- Page 204 and 205: And Then a Shift to FHA as Panic %
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- Page 217 and 218: 2004-2007 Share of Subprime Rate Lo
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- Page 225 and 226: •Upper U iincome borrowers b had
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Alan Goldberg Alan Goldberg has ove
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Non Profit’s Role in Early Interv
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The HOPE NOW Alliance Larry L. Gilm
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2008….What’s Happening? � Mar
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Mission � Maximize the preservati
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Servicer Principles � Early conta
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HOPE NOW Homeownership Preservation
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Upcoming Workshops October 21 Firm
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Increasing Efficiency through Techn
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HOPE NOW Data Reporting BORROWER LO
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HOPE NOW Tomorrow � Anticipate co
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Responsible Sustainable Lending acr
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Catherine Van Dusen Godschalk Cathe
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Responsible/Sustainable Lending Acr
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Destination � Fair and Responsibl
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Wells Fargo Fair and Responsible Le
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Wells Fargo’s Responsible Lending
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Fair and Responsible Lending… Wel
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Catherine Godschalk Self-Help Forec
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Secondary Market Overview Loan Orig
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Program Guidelines • 100% LTV unt
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Lease-Purchase Program Goals � Ne
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Lease-Purchase Critical Issues Vaca
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Charlotte - Foreclosure Distributio
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Peachtree Hills - Ownership Red - I
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Sales & Lease Price Ranges � Home
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Conclusion • 2 to 6 million compl
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• Mortgage Market Dislocation - R
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MLI Emerging Markets and Diversity
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MLI Emerging Markets and Diversity
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MLI Emerging Markets and Diversity
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MLI Emerging Markets and Diversity
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MLI Emerging Markets and Diversity
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TAB TACTICS & STRATEGIES TO PRESERV
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Tim Sandos Tim Sandos Before joinin
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Joseph J. Murin Joseph J. Murin was
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Fourth Annual Minority Lending Awar
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TAB AFFORDABLE HOUSING, CRA & STRAT
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Donald A Cohen Don has worked with
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Current Environment More restrictiv
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ACCESS: A Solution for homeownershi
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Expand Your Reach • Higher Income
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Leverage ACCESS Materials to Maximi
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To Get Started Real Estate Professi
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TAB TOWN HALL MEETING
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Speakers continued: Town Hall Meeti
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Town Hall Meeting on Consumer Prote
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Cathy Cloud Cathy Cloud is Senior V
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Kong continued: Currently, Maria Ko