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Index of Tables<br />

Table 1: Loan Type and Percent of Foreclosures started ..........................4<br />

Table 2: 2006 “Loans” with a HmdA Spread by Race .............................12<br />

Table 3: Percent of Loans by Race and Percent of Loans with<br />

a Spread by Race ....................................................................................13<br />

Table 4: Loan Purpose by HmdA Spread ................................................14<br />

Table 5: 2006 Loans with a Spread by Borrower Income ........................16<br />

Table 6: Gender and 2006 Loans with a Spread .....................................19<br />

Table 7: 2006 Subprime Rate Loans by CENSUS Tract Income.............22<br />

Table 8: Tract Percent minority and Loans with a Spread .......................24<br />

Page ii The Demographic Impact of the<br />

Subprime <strong>Mortgage</strong> Meltdown

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